Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

495 S ABERDEENSHIRE Drive, St. Johns, FL 32259 (MLS# 774592)

495 S ABERDEENSHIRE Drive, St. Johns, FL 32259

$206,500

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,548 Status: Closed

Current Price: $206,500 List Date: 5/29/2015 Last Modified: 1/12/2026

Overview

Description

*LOW CDD FEE*Adorable home in neighborhood of baby strollers, joggers,skaters and friendly neighbors. Cool breezes blow gently onto the covered back porch overlooking the beautiful lake. Fenced yard for kids or pups and low maintenance stucco await you in this recently updated home. Popular area with A rated St Johns County schools with low CDD Fees. Low annual HOA fees, sidewalks and a community playground make this a complete package you'd expect in a much more expensive area. The home is in excellent condition. New wood plank tile floors installed in the family room, kitchen and hallway. Fresh paint, stainless appliances and a lovely yard will wow you.Separate dining area and eat in kitchen with a large family room.Help with closing costs with use of preferred lender.Come take a look.

Supplements: This home HOA includes membership to the amazing Aberdeen water park and community center. Swimming pools - water slides and more! The CDD Fee is for Operations and Maintenance. There is no Bond portion of the CDD fee left. Paid by Developer. The $471.07 is for the Operations and Maintenance part. Paid annually in the Owners Mortgage Payment.

Listing Details MLS# 774592

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1548
Living Area Source: Public Records
Year Built: 2009
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 471.07
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Directions: 210 to Veterans Pkwy to right on Longleaf Pine Pkwy to right on Armadale Pl to left on N Aberdeenshire Dr to right on S Aberdeenshire Dr. House on left
Public Remarks: *LOW CDD FEE*Adorable home in neighborhood of baby strollers, joggers,skaters and friendly neighbors. Cool breezes blow gently onto the covered back porch overlooking the beautiful lake. Fenced yard for kids or pups and low maintenance stucco await you in this recently updated home. Popular area with A rated St Johns County schools with low CDD Fees. Low annual HOA fees, sidewalks and a community playground make this a complete package you'd expect in a much more expensive area. The home is in excellent condition. New wood plank tile floors installed in the family room, kitchen and hallway. Fresh paint, stainless appliances and a lovely yard will wow you.Separate dining area and eat in kitchen with a large family room.Help with closing costs with use of preferred lender.Come take a look.
List Price/SqFt: 138.82
Sold Price/SqFt: 133.4

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Interior Features: Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Waterfront Features: Lake Front; Pond Fencing: Back Yard; Other Current Use: Residential Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2015-05-28

Location Tax and Legal

Street Number: 495
Street Direction Prefix: S
Street Name: ABERDEENSHIRE
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stirling Bridge

Status Change Information

Major Change Timestamp: 2015-07-25T00:42:59Z
Major Change Type: Status Change
Purchase Contract Date: 2015-05-31
Close Date: 2015-07-24
Close Price: 206500

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Aluminum Fencing: Y
Public Historical Remarks 2: Dining-Dining 'L': Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Occupant Type: Special Instructions, See Private Remarks, Occupied - Lockbox, Occupied, Pets

More Information

Documents

Sellers Property Disclosure ›

Listing Office: MAGNOLIA PROPERTIES

Last Updated: January - 12 - 2026

Information deemed reliable but not guaranteed.