Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

495 NORTHSIDE Drive S, Jacksonville, FL 32218 (MLS# 2170818)

495 NORTHSIDE Drive S, Jacksonville, FL 32218

$329,900

Virtual Tour

https://www.zillow.com/view-imx/e6556731-2eb8-4511-ae65-ccc402fb1eed?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

07-CFREM_495_Northside_Dr_S_Jacksonville

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,340 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $329,900 List Date: 10/24/2026 Last Modified: 10/24/2026

Overview

Description

Welcome to your dream home at 495 Northside Dr S, in Jacksonville's secure gated Pine Lakes community! This stunning D.R. Horton property features a seamless open floorplan, beautifully showcasing a gourmet island kitchen with elegant quartz countertops and sleek stainless steel appliances. Gorgeous plank-look tile floors sweep through the main living areas, complemented perfectly by brand-new, plush carpet in the bedrooms for ultimate comfort. Relax in your screened lanai with view of a massive lake. Just beyond the privacy gates of this mature neighborhood, you will enjoy luxury resort-style amenities, including a sparkling pool, modern clubhouse, and full fitness center. Location is key here, putting you only a few miles from premier shopping and dining at River City Market Place. With exceptionally low HOA fees and absolutely no CDD fees, this home offers an unbeatable value. Don't miss your chance to own a piece of paradise in Pine Lakes. Schedule your private tour today!

Listing Details MLS# 2170818

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1700
Living Area Source: Assessor
Building Area Total: 2340
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.16
Lot Size Dimensions: 60 x 110
Association YN: Yes
Association Fee: 258
Association Fee Frequency: Quarterly
Association Name: Pine Lakes
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: East
Directions: From I95 take exit 366 for Pecan Park Rd & travel east approx .07 miles, turn left onto US17.Continue approx .4 mile, turn right into community at Northside Dr S. home will be 3/4 mile on the left
Public Remarks: Welcome to your dream home at 495 Northside Dr S, in Jacksonville's secure gated Pine Lakes community! This stunning D.R. Horton property features a seamless open floorplan, beautifully showcasing a gourmet island kitchen with elegant quartz countertops and sleek stainless steel appliances. Gorgeous plank-look tile floors sweep through the main living areas, complemented perfectly by brand-new, plush carpet in the bedrooms for ultimate comfort. Relax in your screened lanai with view of a massive lake. Just beyond the privacy gates of this mature neighborhood, you will enjoy luxury resort-style amenities, including a sparkling pool, modern clubhouse, and full fitness center. Location is key here, putting you only a few miles from premier shopping and dining at River City Market Place. With exceptionally low HOA fees and absolutely no CDD fees, this home offers an unbeatable value. Don't miss your chance to own a piece of paradise in Pine Lakes. Schedule your private tour today!
List Price/SqFt: 194.06

Property Features

Architectural Style: Contemporary; Craftsman Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Open Floorplan; Primary Bathroom - Shower No Tub; Primary Downstairs Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Security Gate Construction Materials: Fiber Cement Patio And Porch Features: Covered; Screened Roof: Shingle Parking Features: Attached; Garage Door Opener View: Lake Current Use: Residential Association Amenities: Community Pool; Fitness Center; Gated; Playground Association Fee Includes: Security Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan