Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

493 MURPHYS Drive, St. Johns, FL 32259 (MLS# 2110193)

493 MURPHYS Drive, St. Johns, FL 32259

$384,480

Virtual Tour

https://my.matterport.com/show/?m=VoFYQXwwfmq&mls=1

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,897 Lot Size (sq. ft.): 5,227 Status: Closed

Current Price: $384,480 List Date: 9/24/2025 Last Modified: 12/15/2025

Overview

Description

Move in Ready Now!! Active Adult, Golf community Lennar Homes Hailey II floor plan: 3 beds, 2 baths, bonus room and 2 car garage. Everything's Included® features: White Cabs w/white Quartz kitchen counter tops, 42'' cabinets, Gourmet Kitchen w/Frigidaire® stainless steel appliances: gas range, double ovens, dishwasher, microwave, and refrigerator, Quartz vanities, ceramic wood tile in wet areas and ext into family/dining/halls, gas water heater, ceiling fan on screened lanai, sprinkler system. One year builder warranty, dedicated customer service program and 24-hour emergency service. (Conditions may apply)

Listing Details MLS# 2110193

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1897
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.12
Lot Size Dimensions: 40 X 125
Association YN: Yes
Association Fee: 661.02
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2863.96
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-10-30
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: Yes
Directions: Take I95S to Exit 329 and head west for about 4.5 miles, turn right onto Stillwater Blvd, turn right onto Round Robin Run, model is on your right.
Public Remarks: Move in Ready Now!! Active Adult, Golf community Lennar Homes Hailey II floor plan: 3 beds, 2 baths, bonus room and 2 car garage. Everything's Included® features: White Cabs w/white Quartz kitchen counter tops, 42'' cabinets, Gourmet Kitchen w/Frigidaire® stainless steel appliances: gas range, double ovens, dishwasher, microwave, and refrigerator, Quartz vanities, ceramic wood tile in wet areas and ext into family/dining/halls, gas water heater, ceiling fan on screened lanai, sprinkler system. One year builder warranty, dedicated customer service program and 24-hour emergency service. (Conditions may apply)
List Price/SqFt: 202.68
Sold Price/SqFt: 202.68

Property Features

Architectural Style: Ranch Levels: Two Property Condition: Under Construction Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Natural Gas Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: On Golf Course; Sprinklers In Front; Sprinklers In Rear View: Golf Course; Pond; Water Waterfront Features: Pond Current Use: Golf Course; Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Golf Course; Maintenance Grounds; Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Bonus Room; Dining Room; Family Room; Kitchen; Laundry; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-09-24

Location Tax and Legal

Street Number: 493
Street Name: MURPHYS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stillwater

Status Change Information

Major Change Timestamp: 2025-12-15T15:08:39Z
Major Change Type: Status Change
Price Change Timestamp: 2025-10-13T19:48:25Z
Purchase Contract Date: 2025-11-15
Close Date: 2025-12-12
Close Price: 384480

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Bonus Room Level: Second
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Laundry Level: First
Primary Bedroom Level: First

Room Information

Room Name	Level	Remarks
Primary Bedroom	First
Bedroom 2	First
Bedroom 3	First
Kitchen	First
Laundry	First
Family Room	First
Dining Room	First	Cafe
Bonus Room	Second

Listing Office: LENNAR REALTY INC

Last Updated: December - 15 - 2025

Information deemed reliable but not guaranteed.