Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4928 SHELL CREEK Trail, Jacksonville, FL 32226 (MLS# 2160200)

4928 SHELL CREEK Trail, Jacksonville, FL 32226

$549,190

Rendering of home, color scheme shown is for representation purposes only.

Virtual Tour

https://my.matterport.com/show/?m=hpKennVHfL7

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,782 Status: Closed

Current Price: $549,190 List Date: 8/14/2026 Last Modified: 10/30/2026

Overview

Description

Discover the ideal mix of style and comfort in this beautifully designed Whitestone home with a charming Traditional-inspired exterior. This spacious home features 4 bedrooms, 3 full baths, a half bath, enclosed flex room, and 3-car garage. The stunning kitchen showcases a new Whirlpool appliance package, quartz countertops, White Ellis cabinetry, Flow White tile backsplash, and oversized island. Luxury vinyl plank flooring flows through the kitchen, gathering room, and flex room. Pocket sliding glass doors in the gathering room open to the covered lanai, creating seamless indoor-outdoor living. Additional features include 8-foot interior doors, smart home technology, water softener pre-plumb, laundry room sink, upgraded stair railing, dropped soffit in the owner's suite, epoxy garage flooring, 2-inch faux blinds, and brushed nickel hardware. Move-in ready with modern finishes and thoughtful details throughout.

Listing Details MLS# 2160200

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2782
Living Area Source: Estimated
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 106
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-11-13
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From 295 N take exit 40 (Alta Rd) Drive 4 miles and turn right down New Berlin Rd, Wingate Landing is about 3.2 Miles down.
Public Remarks: Discover the ideal mix of style and comfort in this beautifully designed Whitestone home with a charming Traditional-inspired exterior. This spacious home features 4 bedrooms, 3 full baths, a half bath, enclosed flex room, and 3-car garage. The stunning kitchen showcases a new Whirlpool appliance package, quartz countertops, White Ellis cabinetry, Flow White tile backsplash, and oversized island. Luxury vinyl plank flooring flows through the kitchen, gathering room, and flex room. Pocket sliding glass doors in the gathering room open to the covered lanai, creating seamless indoor-outdoor living. Additional features include 8-foot interior doors, smart home technology, water softener pre-plumb, laundry room sink, upgraded stair railing, dropped soffit in the owner's suite, epoxy garage flooring, 2-inch faux blinds, and brushed nickel hardware. Move-in ready with modern finishes and thoughtful details throughout.
List Price/SqFt: 197.7
Sold Price/SqFt: 197.41

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Electric Cooktop; Electric Oven; Electric Range; Gas Oven; Gas Water Heater; Microwave; Refrigerator; Other Interior Features: Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Home; Walk-In Closet(s); Other Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available Cooling: Central Air; Electric Heating: Electric; Heat Pump Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear; Other View: Other Current Use: Residential; Single Family Association Amenities: Jogging Path; Park; Playground; Other Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Office; Utility Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-14

Location Tax and Legal

Street Number: 4928
Street Name: SHELL CREEK
Street Suffix: Trail
County: Duval
State: FL
Postal Code: 32226
MLS Area Major: 096-Ft George/Blount Island/Cedar Point
Subdivision Name: Wingate

Status Change Information

Major Change Timestamp: 2026-10-30T13:26:12Z
Major Change Type: Status Change
Purchase Contract Date: 2026-08-16
Close Date: 2026-10-29
Close Price: 549190

DPR Eligible

DPR Eligible: No

More Information

Room Information

Room Name
Office
Utility Room

Listing Office: PULTE REALTY OF NORTH FLORIDA, LLC.

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.