Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4926 GARDEN MOSS Circle S, Jacksonville, FL 32257 (MLS# 2169370)

4926 GARDEN MOSS Circle S, Jacksonville, FL 32257

$310,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,289 Lot Size (sq. ft.): 13,504 Status: Active

Current Price: $310,000 List Date: 10/15/2026 Last Modified: 10/26/2026

Overview

Description

Welcome to 4926 Garden Moss Circle S! This charming 3-bedroom, 2-bath home offers 1,289 square feet of comfortable living space with peaceful pond views and a wooded backdrop for added privacy. Enjoy the beauty of nature right in your own backyard! Major updates provide peace of mind, including a NEW ROOF (2025), HVAC (2024), gutters (2025), water heater (2025), and BRAND-NEW exterior paint! Inside, you'll find tile flooring throughout the main living areas, cozy carpet in the bedrooms, and a functional kitchen with laminate countertops. This home also comes with some fantastic extras! The washer, dryer, grill, workbench, shelving, and BOTH refrigerators convey with the property. An existing irrigation well and water softener are also included, although neither is currently connected. Step outside and unwind while enjoying the tranquil pond views and natural wooded surroundings. Whether you're sipping your morning coffee or relaxing after a long day, this backyard offers a

Supplements: peaceful retreat. With major improvements already completed, valuable extras included, and a beautiful natural setting, this home offers a wonderful opportunity to make it your own. Schedule your showing today!

Listing Details MLS# 2169370

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1289
Living Area Source: Public Records
Year Built: 1990
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.31
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Direction Faces: East
Directions: From I-295, take the Old St. Augustine Road exit and head north. Turn right onto Losco Road, right onto Irish Moss Drive, then left onto English Moss Lane. Continue onto Garden Moss Circle S to the property. House is in the cul-de-sac on right.
Public Remarks: Welcome to 4926 Garden Moss Circle S! This charming 3-bedroom, 2-bath home offers 1,289 square feet of comfortable living space with peaceful pond views and a wooded backdrop for added privacy. Enjoy the beauty of nature right in your own backyard! Major updates provide peace of mind, including a NEW ROOF (2025), HVAC (2024), gutters (2025), water heater (2025), and BRAND-NEW exterior paint! Inside, you'll find tile flooring throughout the main living areas, cozy carpet in the bedrooms, and a functional kitchen with laminate countertops. This home also comes with some fantastic extras! The washer, dryer, grill, workbench, shelving, and BOTH refrigerators convey with the property. An existing irrigation well and water softener are also included, although neither is currently connected. Step outside and unwind while enjoying the tranquil pond views and natural wooded surroundings. Whether you're sipping your morning coffee or relaxing after a long day, this backyard offers a
List Price/SqFt: 240.5

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Refrigerator; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Garage Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Attic Fan; Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Wood Siding Patio And Porch Features: Patio Roof: Shingle Parking Features: Garage Lot Features: Cul-De-Sac View: Pond; Trees/Woods Waterfront Features: Pond Current Use: Residential Community Features: Curbs; Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan