Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

488 BENT CREEK Drive, St. Johns, FL 32259 (MLS# 2127477)

488 BENT CREEK Drive, St. Johns, FL 32259

$625,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,751 Lot Size (sq. ft.): 8,712 Status: Closed

Current Price: $625,000 List Date: 1/29/2026 Last Modified: 2/27/2026

Overview

Description

Hi there. I've been waiting for you. I was built with intention and upgraded with care. Plantation shutters frame my windows as natural light flows through my open living spaces. My gourmet kitchen was made for gathering, open, functional, and ready for everyday life or special moments. Out back, I offer a backyard kitchen space designed for entertaining, relaxing, and making memories. I'm move-in ready, thoughtfully maintained, and prepared for my next chapter. Come see if I feel like home.

Listing Details MLS# 2127477

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2751
Living Area Source: Builder
Building Area Total: 2751
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 900
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From Racetrack Road, turn onto Veterans Pkwy, Durbin Creek Estates will be on the right hand side.
Public Remarks: Hi there. I've been waiting for you. I was built with intention and upgraded with care. Plantation shutters frame my windows as natural light flows through my open living spaces. My gourmet kitchen was made for gathering, open, functional, and ready for everyday life or special moments. Out back, I offer a backyard kitchen space designed for entertaining, relaxing, and making memories. I'm move-in ready, thoughtfully maintained, and prepared for my next chapter. Come see if I feel like home.
List Price/SqFt: 227.19
Sold Price/SqFt: 227.19

Property Features

Architectural Style: Ranch Levels: One Appliances: Convection Oven; Disposal Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate Laundry Features: Electric Dryer Hookup Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame Other Structures: Outdoor Kitchen Patio And Porch Features: Covered; Rear Porch Roof: Shingle Parking Features: Garage View: Pond Fencing: Back Yard; Wrought Iron Current Use: Residential; Single Family Association Amenities: Playground Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-01-28

Location Tax and Legal

Street Number: 488
Street Name: BENT CREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Creek Estates

Status Change Information

Major Change Timestamp: 2026-02-27T20:28:01Z
Major Change Type: Status Change
Purchase Contract Date: 2026-02-09
Close Date: 2026-02-27
Close Price: 625000

DPR Eligible

DPR Eligible: No

More Information

Documents

Seller's Property Disclosure ›

Flood Disclosure ›

HOA Disclosure ›

Offer Instructions ›

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: February - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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