Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

484 STILLWATER Boulevard, St. Johns, FL 32259 (MLS# 2165269)

484 STILLWATER Boulevard, St. Johns, FL 32259

$435,000

Virtual Tour

https://www.zillow.com/view-imx/fa596e9e-7560-42d5-8895-1800fbca8279?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,737 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $435,000 List Date: 9/17/2026 Last Modified: 11/04/2026

Overview

Description

**GOLF MEMBERSHIP + LAWN CARE INCLUDED!** Discover resort-style living in Stillwater Golf & Country Club, a gated 55+ active adult golf community in St. Johns County, Florida! Built in 2022, this beautifully maintained, move-in-ready home features 2 bedrooms, 2 bathrooms, a dedicated home office, PLUS a separate flex room, offering flexible living space perfect for downsizing, entertaining, or enjoying a low-maintenance Florida lifestyle. Enjoy peaceful wooded preserve views from the screened lanai, providing a private setting for morning coffee or relaxing evenings. Additional features include a Generac generator and water softener for added comfort and convenience. With lawn maintenance included through the HOA, you can spend less time on yard work and more time enjoying everything Stillwater has to offer!

Supplements: Unlike many golf course communities, Stillwater includes golf membership with homeownership! Residents enjoy an 18-hole Bobby Weed-designed championship golf course, Toptracer driving range, clubhouse with onsite dining, resort-style swimming pool, fitness center, pickleball courts, tennis courts, bocce ball, and a variety of social activities. Id ... (Read more)

Listing Details MLS# 2165269

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1737
Living Area Source: Appraiser
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 711
Association Fee Frequency: Monthly
Association Fee 2: 2000
Association Fee 2 Frequency: One Time
Association Name: Stillwater
Association Phone: 904-635-8978
CDD Fee YN: Yes
CDD Fee Amount: 3249.82
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: Yes
Directions: From I-95 take Exit 329 for County Road 210. Head west on CR-210. Turn left onto Stillwater Blvd into the Stillwater Golf & Country Club community. Continue straight through the gate and stay on Stillwater Blvd. Home will be on the right at 484 Stillwater Blvd.
Public Remarks: **GOLF MEMBERSHIP + LAWN CARE INCLUDED!** Discover resort-style living in Stillwater Golf & Country Club, a gated 55+ active adult golf community in St. Johns County, Florida! Built in 2022, this beautifully maintained, move-in-ready home features 2 bedrooms, 2 bathrooms, a dedicated home office, PLUS a separate flex room, offering flexible living space perfect for downsizing, entertaining, or enjoying a low-maintenance Florida lifestyle. Enjoy peaceful wooded preserve views from the screened lanai, providing a private setting for morning coffee or relaxing evenings. Additional features include a Generac generator and water softener for added comfort and convenience. With lawn maintenance included through the HOA, you can spend less time on yard work and more time enjoying everything Stillwater has to offer!
List Price/SqFt: 250.43

Property Features

Levels: One Appliances: Dishwasher; Disposal; Double Oven; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Security Gate Construction Materials: Fiber Cement Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Garage View: Protected Preserve; Trees/Woods Fencing: Wrought Iron Current Use: Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Maintenance Grounds; Management - On Site; Pickleball; Security; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Security Community Features: Gated; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan