Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

483 BORACAY Circle, St. Johns, FL 32259 (MLS# 2120768)

483 BORACAY Circle, St. Johns, FL 32259

$1,900

Property Type: Residential Lease Bedrooms: 3 Baths: 3 Square Footage: 1,750 Lot Size (sq. ft.): 2,614 Status: Closed

Current Price: $1,900 List Date: 12/08/2025 Last Modified: 3/03/2026

Overview

Description

Come live the 'beach' lifestyle in Beachwalk! This townhome features open floor plan, wood like tile in main area, quartz counter tops, stainless steel appliances, all bedrooms upstairs, one car garage, a water softener, epoxy garage floors and hanging storage racks in the garage and screened in patio overlooking the pond! Community offers the lagoon, clubhouse with restaurant, sandy beaches, water slides, fitness room, fire pits, playground and more! Mins away from Beachside HS, restaurants, and shopping! Owner covers HOA and club fees!

Listing Details MLS# 2120768

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1750
Living Area Source: Public Records
Year Built: 2022
Lot Size Acres: 0.06
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Waterfront YN: Yes
Stories Total: 2
Senior Community YN: No
Directions: From 95 S, turn left onto CR 210, Left onto Beachwalk blvd, left onto Albany bay blvd, left onto Boracay
Public Remarks: Come live the 'beach' lifestyle in Beachwalk! This townhome features open floor plan, wood like tile in main area, quartz counter tops, stainless steel appliances, all bedrooms upstairs, one car garage, a water softener, epoxy garage floors and hanging storage racks in the garage and screened in patio overlooking the pond! Community offers the lagoon, clubhouse with restaurant, sandy beaches, water slides, fitness room, fire pits, playground and more! Mins away from Beachside HS, restaurants, and shopping! Owner covers HOA and club fees!
List Price/SqFt: 1.34
Sold Price/SqFt: 1.09

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Kitchen Island; Open Floorplan Patio And Porch Features: Screened Association Amenities: Clubhouse; Community Pool; Fitness Center; Playground Water Source: Public Parking Features: Garage View: Pond Utilities: Electricity Available Cooling: Central Air Heating: Central Additional Fee Includes: Lease Prep Tenant Pays: All Utilities

Contract Information

Rental Service: Other
Rental Application URL: www.rtrpm.com under find a home
Property Sub Type: Townhouse
Listing Contract Date: 2025-12-08
Lease Term: 12 Months

Location Tax and Legal

Street Number: 483
Street Name: BORACAY
Street Suffix: Circle
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Beachwalk

Status Change Information

Major Change Timestamp: 2026-03-03T17:44:33Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-02T16:59:17Z
Purchase Contract Date: 2026-01-28
Close Date: 2026-03-03
Close Price: 1900

Deposits and Fees

Application Fee: 75

More Information

Listing Office: ROUND TABLE REALTY, PROPERTY MANAGEMENT INC

Last Updated: March - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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