Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

482 SPARROW BRANCH Circle, St. Johns, FL 32259 (MLS# 2171063)

482 SPARROW BRANCH Circle, St. Johns, FL 32259

$649,900

Virtual Tour

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Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,544 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $649,900 List Date: 10/27/2026 Last Modified: 11/03/2026

Overview

Description

Imagine starting the day w/ coffee on the covered patio, spending sunny afternoons by the screened pool & enjoying evenings in a backyard that still leaves plenty of room to play, garden or simply unwind. Welcome to 482 Sparrow Branch Circle, a meticulously maintained Julington Creek Plantation home lovingly cared for by its original owners. Inside, the flexible floor plan easily adapts to the way you live. Use it as four bedrooms plus a flex space, or create three bedrooms w/ a dedicated office & bonus room. The kitchen opens to the breakfast nook & family room, creating a comfortable everyday gathering space, while separate formal living & dining rooms offer even more room for holidays, celebrations or quiet evenings at home. The private primary suite provides a relaxing retreat away from the secondary bedrooms. A three-car garage, rarely found in this neighborhood, gives you space for vehicles, storage, hobbies or a home gym, while hurricane shutters provide added peace of mind.

Supplements: Move-in ready & filled w/ possibilities, this St. Johns pool home offers the space, versatility & Julington Creek lifestyle buyers are searching for.

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Listing Details MLS# 2171063

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2544
Living Area Source: Appraiser
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.29
Association YN: Yes
Association Fee: 580
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1426.73
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From San Jose go East on Racetrack Road. Take to second Durbin Creek Blvd turn Right. Left on Oakwood Branch Right on Sparrow Branch Circle. Home on the right
Public Remarks: Imagine starting the day w/ coffee on the covered patio, spending sunny afternoons by the screened pool & enjoying evenings in a backyard that still leaves plenty of room to play, garden or simply unwind. Welcome to 482 Sparrow Branch Circle, a meticulously maintained Julington Creek Plantation home lovingly cared for by its original owners. Inside, the flexible floor plan easily adapts to the way you live. Use it as four bedrooms plus a flex space, or create three bedrooms w/ a dedicated office & bonus room. The kitchen opens to the breakfast nook & family room, creating a comfortable everyday gathering space, while separate formal living & dining rooms offer even more room for holidays, celebrations or quiet evenings at home. The private primary suite provides a relaxing retreat away from the secondary bedrooms. A three-car garage, rarely found in this neighborhood, gives you space for vehicles, storage, hobbies or a home gym, while hurricane shutters provide added peace of mind.
List Price/SqFt: 255.46

Property Features

Architectural Style: Ranch Levels: One Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); His and Hers Closets; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Not Available; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Exterior Features: Storm Shutters Patio And Porch Features: Covered; Patio; Rear Porch; Screened Pool Features: In Ground; Heated; Pool Sweep; Salt Water; Screen Enclosure; Solar Heat Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Fenced; Full; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Sidewalks; Street Lights; Suburban Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan