Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4628 ARGAND Drive, Jacksonville, FL 32218 (MLS# 2092142)

4628 ARGAND Drive, Jacksonville, FL 32218

$329,990

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,880 Status: Closed

Current Price: $329,990 List Date: 6/08/2025 Last Modified: 10/28/2026

Overview

Description

Naples ''A'' single story 4/2/2 with cement siding exterior. Open floor plan with large kitchen, walk in pantry and Lanai on rear of home. Home has quartz countertops and 42'' cabinets in the kitchen and Quarts countertops in the bathrooms. It is featured with wood look LVT in the living area, kitchen, baths and foyer. The home includes a 25 cu. ft. stainless steel Whirlpool refrigerator, garage door opener and mini blinds. HOA dues include high speed internet service. Large Yard

Listing Details MLS# 2092142

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1880
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Dimensions: 50X120
Association YN: Yes
Association Fee: 1258
Association Fee Frequency: Annually
Association Name: Priority Mgt/Chase
Association Phone: 904-945-8955
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-06-04
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: Northeast
Directions: Take I-295 West Beltway North to Dunn's Ave. At Dunn's Ave go Left. Dunn's Crossing first Community on the Right Hand Side. 11222 Robert Masters Court , Jacksonville, FL, 32218
Public Remarks: Naples ''A'' single story 4/2/2 with cement siding exterior. Open floor plan with large kitchen, walk in pantry and Lanai on rear of home. Home has quartz countertops and 42'' cabinets in the kitchen and Quarts countertops in the bathrooms. It is featured with wood look LVT in the living area, kitchen, baths and foyer. The home includes a 25 cu. ft. stainless steel Whirlpool refrigerator, garage door opener and mini blinds. HOA dues include high speed internet service. Large Yard
List Price/SqFt: 175.53
Sold Price/SqFt: 175.53

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Nook; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Other Cooling: Central Air; Zoned Heating: Central; Heat Pump; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Dishwasher; Lighting; Smoke Detector; Stove Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Front Porch; Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Current Use: Residential; Single Family Association Amenities: Playground Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Great Room; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-06-07

Location Tax and Legal

Street Number: 4628
Street Name: ARGAND
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32218
MLS Area Major: 091-Garden City/Airport
Subdivision Name: Dunns Crossing

Status Change Information

Major Change Timestamp: 2025-08-12T17:48:56Z
Major Change Type: Status Change
Price Change Timestamp: 2025-06-20T16:49:32Z
Purchase Contract Date: 2025-07-07
Close Date: 2025-08-12
Close Price: 329990

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Bedroom 4 Level: First
Dining Room Level: First
Great Room Level: First
Primary Bathroom Level: First
Primary Bedroom Level: First

Room Information

Room Name	Level	Length	Width	Remarks
Dining Room	First	12.00	14.00
Great Room	First	15.00	18.00
Primary Bedroom	First	14.00	15.00	Ensuite
Primary Bathroom	First			Shower, Dual Sinks
Bedroom 2	First	10.00	11.00
Bedroom 3	First	10.00	11.00
Bedroom 4	First	12.00	11.00

Listing Office: OLYMPUS EXECUTIVE REALTY, INC

Last Updated: October - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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