Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4621 W SENECA Drive, St. Johns, FL 32259 (MLS# 2152411)

4621 W SENECA Drive, St. Johns, FL 32259

$851,250

Virtual Tour

https://my.matterport.com/show/?m=SYaP7igRdFs&brand=0

Braden_ 4621 W. Seneca Dr. _Lifestyle Hi

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,207 Lot Size (sq. ft.): 21,780 Status: Closed

Current Price: $851,250 List Date: 6/25/2026 Last Modified: 7/31/2026

Overview

Description

Exceptional pool home on half an acre w/90 feet of frontage and a rare triple-view setting: pond, golf course, & preserve. Gorgeous sunset views. Paver courtyard driveway. Welcoming, double door entry. All one level! Enjoy wood & tile floors in the main living areas, custom trim & woodwork. Stainless appliances, kitchen island, separate laundry room. Designed for indoor-outdoor living & entertainment, the family room opens up to a large lanai via triple disappearing sliders. Paver deck, pool w/spa. Renovated bathrooms, including a spa-like owner's bath with frameless glass shower, vessel tub & elegant finishes. The movie/game room offers a remote-control theater screen & can function as a 5th bedroom. Walk-in closets, tankless water heater, gas package upgrade, generator hookup, whole-house surge protector, fully networked home, water softener, garage shark coating, window treatments, TVs stay. Don't miss the wall safe. Established neighborhood w/lush foliage, in the heart of St Johns!

Listing Details MLS# 2152411

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3207
Living Area Source: Public Records
Year Built: 2002
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.5
Lot Size Dimensions: 90X260
Association YN: Yes
Association Fee: 205
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: I-95 go west on CR 210, Right on Cimarrone Blvd., through gate, left on Seneca Dr., left on W. Seneca Dr., to house on the left.
Public Remarks: Exceptional pool home on half an acre w/90 feet of frontage and a rare triple-view setting: pond, golf course, & preserve. Gorgeous sunset views. Paver courtyard driveway. Welcoming, double door entry. All one level! Enjoy wood & tile floors in the main living areas, custom trim & woodwork. Stainless appliances, kitchen island, separate laundry room. Designed for indoor-outdoor living & entertainment, the family room opens up to a large lanai via triple disappearing sliders. Paver deck, pool w/spa. Renovated bathrooms, including a spa-like owner's bath with frameless glass shower, vessel tub & elegant finishes. The movie/game room offers a remote-control theater screen & can function as a 5th bedroom. Walk-in closets, tankless water heater, gas package upgrade, generator hookup, whole-house surge protector, fully networked home, water softener, garage shark coating, window treatments, TVs stay. Don't miss the wall safe. Established neighborhood w/lush foliage, in the heart of St Johns!
List Price/SqFt: 272.84
Sold Price/SqFt: 265.43

Property Features

Levels: One Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Sink; Washer Hookup Utilities: Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air; Wall/Window Unit(s) Heating: Central Water Source: Public Smart Home Features: Locks Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Rear Porch; Screened Pool Features: In Ground; Fenced; Gas Heat; Heated Spa Features: Heated; In Ground Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: On Golf Course; Sprinklers In Front; Sprinklers In Rear View: Golf Course; Pond; Pool; Protected Preserve Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Management - On Site; Playground; Security; Tennis Court(s) Community Features: Gated; Restaurant Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan