Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

461 SERVIA Drive, St. Johns, FL 32259 (MLS# 2048117)

461 SERVIA Drive, St. Johns, FL 32259

$290,000

31-web-or-mls-461 Servia Dr (19 of 38) -

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75-web-or-mls-Durbin Crossing Aerial Pho

74-web-or-mls-Durbin Crossing Aerial Pho

73-web-or-mls-Durbin Crossing Aerial Pho

72-web-or-mls-Durbin Crossing Aerial Pho

71-web-or-mls-Durbin Crossing Aerial Pho

70-web-or-mls-Durbin Crossing Aerial Pho

69-web-or-mls-Durbin Crossing Aerial Pho

68-web-or-mls-Durbin Crossing Aerial Pho

67-web-or-mls-Durbin Crossing Aerial Pho

66-web-or-mls-Durbin Crossing Aerial Pho

99-web-or-mls-Durbin Crossing North Cent

97-web-or-mls-Durbin Crossing North Cent

96-web-or-mls-Durbin Crossing North Cent

95-web-or-mls-Durbin Crossing North Cent

94-web-or-mls-Durbin Crossing North Cent

93-web-or-mls-Durbin Crossing North Cent

92-web-or-mls-Durbin Crossing North Cent

91-web-or-mls-Durbin Crossing North Cent

89-web-or-mls-Durbin Crossing North Cent

88-web-or-mls-Durbin Crossing North Cent

87-web-or-mls-Durbin Crossing North Cent

85-web-or-mls-Durbin Crossing North Cent

84-web-or-mls-Durbin Crossing North Cent

83-web-or-mls-Durbin Crossing North Cent

81-web-or-mls-Durbin Crossing North Cent

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,502 Lot Size (sq. ft.): 4,792 Status: Closed

Current Price: $290,000 List Date: 10/26/2024 Last Modified: 3/13/2026

Overview

Description

Price improvement! Lakeview, maintenance free and ready now! Townhouse in the convenient location with easy access to 295 and 95. Minutes from Durbin shopping and St. Johns county schools. This well maintained townhouse has fresh paint, tile floors on the lower level and carpet in the bedrooms. Kitchen has granite and stainless steel appliances. The back yard is fully fenced and ready to go for your kids and pets. Perfect lock and leave townhouse for those that travel with easy trip to the airport! Amenities include both north and south Durbin Crossing locations, basketball, tennis, swimming, gyms, playgrounds, classes, use of facility for parties and more! Check out Durbin Living website for more information. Great investment!

Listing Details MLS# 2048117

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1502
Living Area Source: Appraiser
Year Built: 2018
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 338
Association Fee Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 1192.13
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: Driving towards Racetrack road the Palisades is on the left.
Public Remarks: Price improvement! Lakeview, maintenance free and ready now! Townhouse in the convenient location with easy access to 295 and 95. Minutes from Durbin shopping and St. Johns county schools. This well maintained townhouse has fresh paint, tile floors on the lower level and carpet in the bedrooms. Kitchen has granite and stainless steel appliances. The back yard is fully fenced and ready to go for your kids and pets. Perfect lock and leave townhouse for those that travel with easy trip to the airport! Amenities include both north and south Durbin Crossing locations, basketball, tennis, swimming, gyms, playgrounds, classes, use of facility for parties and more! Check out Durbin Living website for more information. Great investment!
List Price/SqFt: 193.08
Sold Price/SqFt: 193.08

Property Features

Appliances: Dishwasher Utilities: Electricity Available Cooling: Central Air Heating: Central Water Source: Public Parking Features: Garage Waterfront Features: Pond Current Use: Multi-Family Association Amenities: Community Pool Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2024-09-18

Location Tax and Legal

Street Number: 461
Street Name: SERVIA
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Palisades At Durbin Crossing

Status Change Information

Major Change Timestamp: 2025-01-24T17:28:05Z
Major Change Type: Status Change
Price Change Timestamp: 2024-11-14T18:01:15Z
Purchase Contract Date: 2025-01-07
Close Date: 2025-01-22
Close Price: 290000

DPR Eligible

DPR Eligible: No

More Information

Documents

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: March - 13 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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