Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4609 CAMBRIDGE Road, Jacksonville, FL 32210 (MLS# 2166651)

4609 CAMBRIDGE Road, Jacksonville, FL 32210

$244,900

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,270 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $244,900 List Date: 9/27/2026 Last Modified: 11/04/2026

Overview

Description

Beautifully renovated from top to bottom and move-in ready, this 4-bedroom, 2-bath home features a new roof, new HVAC, and a new driveway. The split-bedroom floor plan offers added privacy, while the renovated kitchen features new stainless steel appliances and quartz countertops. Updated bathrooms and a new washer and dryer complete the package. Enjoy a spacious backyard with room to relax and entertain. Convenient to NAS Jacksonville, Downtown, Avondale, shopping, and dining. Below-market interest rate or cash towards closing costs available through preferred lender.

Listing Details MLS# 2166651

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1270
Living Area Source: Public Records
Year Built: 1950
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.19
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From Avondale south on Park St to Blanding. first left after San Juan veer off to Bayview Rd and continue S to Cambridge on left.
Public Remarks: Beautifully renovated from top to bottom and move-in ready, this 4-bedroom, 2-bath home features a new roof, new HVAC, and a new driveway. The split-bedroom floor plan offers added privacy, while the renovated kitchen features new stainless steel appliances and quartz countertops. Updated bathrooms and a new washer and dryer complete the package. Enjoy a spacious backyard with room to relax and entertain. Convenient to NAS Jacksonville, Downtown, Avondale, shopping, and dining. Below-market interest rate or cash towards closing costs available through preferred lender.
List Price/SqFt: 192.83

Property Features

Property Condition: Updated/Remodeled Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Primary Bathroom - Tub with Shower; Split Bedrooms Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected; Water Connected; Other Cooling: Central Air Heating: Central Water Source: Public Sewer: Septic Tank Other Structures: Shed(s) Patio And Porch Features: Front Porch; Glass Enclosed; Rear Porch Parking Features: Off Street Current Use: Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-20

Location Tax and Legal

Street Number: 4609
Street Name: CAMBRIDGE
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32210
MLS Area Major: 052-Lakeshore
Subdivision Name: Lakeshore

Status Change Information

Major Change Timestamp: 2026-11-04T19:49:30Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-04T19:49:30Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: 1 PERCENT LISTS FIRST COAST

Last Updated: November - 04 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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