Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4538 TEA TIME Lane, Jacksonville, FL 32257 (MLS# 2172879)

4538 TEA TIME Lane, Jacksonville, FL 32257

New Listing

$300,000

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,300 Lot Size (sq. ft.): 8,276 Status: Active

Current Price: $300,000 List Date: 11/09/2026 Last Modified: 11/09/2026

Overview

Description

PRIDE OF OWNERSHIP SHINES THROUGH! Welcome to 4538 Tea Time Lane, a lovingly maintained 3-bedroom, 2-bath home offering 1,300 square feet of comfortable living space in the heart of Mandarin's established Windermere neighborhood. From the inviting curb appeal and mature shade trees to the charming stone fireplace, this home is filled with warmth, character and thoughtful touches.Step inside to discover a welcoming living area, a functional floor plan and comfortable spaces ready for your personal touch. The owner's suite features a walk-in shower with updated tile, while numerous improvements throughout the home reflect years of attentive care.And then there's the backyard! Step onto the screened patio and discover your own peaceful retreat overlooking a beautiful pond. Surrounded by mature trees and lush greenery, this tranquil setting invites you to slow down, enjoy your morning coffee, watch the birds or simply unwind at the end of the day. It's a wonderful outdoor living space that

Supplements: that truly sets this home apart! Notable improvements include a 2015 roof with a 30-year limited shingle warranty, Hardie board siding and replacement windows installed in 2016, a new water heater, updated A/C motor, new ceiling fans, updated toilets and improved yard drainage. An active, transferable termite bond adds another valuable benefit, and ... (Read more)

Listing Details MLS# 2172879

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1300
Living Area Source: Public Records
Year Built: 1984
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Entry Level: 1736
Senior Community YN: No
Direction Faces: West
Directions: From Old St. Augustine Rd, turn right on Queensway, turn right on Knottingby Dr, turn right on Tea Time Lane, home on left
Public Remarks: PRIDE OF OWNERSHIP SHINES THROUGH! Welcome to 4538 Tea Time Lane, a lovingly maintained 3-bedroom, 2-bath home offering 1,300 square feet of comfortable living space in the heart of Mandarin's established Windermere neighborhood. From the inviting curb appeal and mature shade trees to the charming stone fireplace, this home is filled with warmth, character and thoughtful touches.Step inside to discover a welcoming living area, a functional floor plan and comfortable spaces ready for your personal touch. The owner's suite features a walk-in shower with updated tile, while numerous improvements throughout the home reflect years of attentive care.And then there's the backyard! Step onto the screened patio and discover your own peaceful retreat overlooking a beautiful pond. Surrounded by mature trees and lush greenery, this tranquil setting invites you to slow down, enjoy your morning coffee, watch the birds or simply unwind at the end of the day. It's a wonderful outdoor living space that
List Price/SqFt: 230.77

Property Features

Appliances: Dishwasher; Dryer; Electric Cooktop; Electric Oven; Electric Water Heater; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Vaulted Ceiling(s) Flooring: Carpet; Tile Laundry Features: In Garage Utilities: Cable Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Composition Siding Patio And Porch Features: Patio; Rear Porch; Screened Pool Features: None Roof: Tile Parking Features: Garage; Garage Door Opener View: Pond Waterfront Features: Pond Current Use: Single Family Community Features: Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-11-08

Location Tax and Legal

Street Number: 4538
Street Name: TEA TIME
Street Suffix: Lane
County: Duval
State: FL
Postal Code: 32257
MLS Area Major: 013-Beauclerc/Mandarin North
Subdivision Name: Windermere

Status Change Information

Major Change Timestamp: 2026-11-09T00:08:09Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: No

More Information

Listing Office: INI REALTY

Last Updated: November - 09 - 2026

Information deemed reliable but not guaranteed.