Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

45 VICKSBURG Drive, St. Johns, FL 32259 (MLS# 1125973)

45 VICKSBURG Drive, St. Johns, FL 32259

$390,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,633 Status: Closed

Current Price: $390,000 List Date: 8/18/2021 Last Modified: 12/30/2025

Overview

Description

Don't wait to build! Like new & immaculate, this RiverTown home has 3 beds, 2 baths and a flex room that could be used as a 4th bedroom. Stunning white kitchen with breakfast bar, gas range and walk-in pantry. Large island overlooks the family room with fireplace, great for entertaining! Shiplap and Board & Batten wall finishes throughout add a custom feel. Master bedroom has 2 large walk-in closets, so spacious one was converted to a cozy home office! Screened lanai, oversized poured concrete patio and a fully fenced backyard. Washer & dryer included! Enjoy all the amenities Rivertown has to offer, including its own restaurant, 2 pools, dock, dog park, multiple playgrounds, and kayak launch. Closest park is right down the street. Come see this gorgeous home before its gone!

Listing Details MLS# 1125973

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1633
Living Area Source: Plans
Year Built: 2020
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1975.29
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: 9B to St Johns Pkwy. R to 210 W. L on Longleaf Pine Pkwy. R onto Rivertown Main St. At the roundabout, take the 1st exit for Bengal Grass Dr. L onto Ruskin Dr. R onto Maybeck Dr. L on Vicksburg.
Public Remarks: Don't wait to build! Like new & immaculate, this RiverTown home has 3 beds, 2 baths and a flex room that could be used as a 4th bedroom. Stunning white kitchen with breakfast bar, gas range and walk-in pantry. Large island overlooks the family room with fireplace, great for entertaining! Shiplap and Board & Batten wall finishes throughout add a custom feel. Master bedroom has 2 large walk-in closets, so spacious one was converted to a cozy home office! Screened lanai, oversized poured concrete patio and a fully fenced backyard. Washer & dryer included! Enjoy all the amenities Rivertown has to offer, including its own restaurant, 2 pools, dock, dog park, multiple playgrounds, and kayak launch. Closest park is right down the street. Come see this gorgeous home before its gone!
List Price/SqFt: 238.76
Sold Price/SqFt: 238.82

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dryer; Gas Range; Microwave; Tankless Water Heater; Washer Fireplace Features: Electric Interior Features: Breakfast Bar; Kitchen Island; Pantry; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Patio And Porch Features: Porch; Screened Roof: Shingle Fencing: Back Yard Current Use: Residential Association Amenities: Boat Dock; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-08-13

Location Tax and Legal

Street Number: 45
Street Name: VICKSBURG
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown

Status Change Information

Major Change Timestamp: 2021-09-30T14:45:09Z
Major Change Type: Status Change
Purchase Contract Date: 2021-09-16
Close Date: 2021-09-24
Close Price: 390000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Club Amenities-Nature Trails: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Club Amenities-Bike Path: Y, Soccer Field(s): Y
Public Historical Remarks 3: Intermediate School: Other

Listing Office: WATSON REALTY CORP

Last Updated: December - 30 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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