Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

45 HUGUENOT Lane, St. Johns, FL 32259 (MLS# 920953)

45 HUGUENOT Lane, St. Johns, FL 32259

$413,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,591 Status: Closed

Current Price: $413,000 List Date: 2/13/2018 Last Modified: 9/30/2026

Overview

Description

MOVE IN READY!!!! The Montego I ''B'' elevation has a stone wrap around the front entrance, this floor plan includes 4 spacious bedrooms, 3 baths , and a 3-car garage! This layout begins with a double door entry with 12' ceilings that opens up to a study with french doors and a 4-box coffer ceiling. The formal dining room is spacious and inviting with 12' ceilings and another 4-box coffer ceiling to match. Bedroom # 4 has a bay window bump perfect for any guest. The kitchen has a large California island, granite countertops, 42'' cabinets with large crown molding, stainless steel appliances including 36'' gas cooktop, microwave, double wall ovens, farmhouse single bowl sink and a side-by-side refrigerator.

Supplements: The sliding glass doors at the lanai pocket behind the wall to create the perfect indoor/outdoor atmopshere! The master suite boasts a large bay window and a single tray ceiling with a luxurious master bath including an oversized walk in shower with tile surround. The master bedroom's walk-in closet is has grand and even connects to the laundry roo ... (Read more)

Listing Details MLS# 920953

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2591
Living Area Source: Plans
Year Built: 2018
Lot Size Dimensions: 76x120
Association YN: Yes
Association Fee: 564.09
Association Fee Frequency: Annually
Association Fee 2: 500
CDD Fee YN: No
New Construction YN: Yes
Garage Spaces: 3
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: Take 1-95 South to CR 210 head West approx. 3 miles turn right at Cartwheel Bay/Fire Station across from Publix. Follow down to community on left.
Public Remarks: MOVE IN READY!!!! The Montego I ''B'' elevation has a stone wrap around the front entrance, this floor plan includes 4 spacious bedrooms, 3 baths , and a 3-car garage! This layout begins with a double door entry with 12' ceilings that opens up to a study with french doors and a 4-box coffer ceiling. The formal dining room is spacious and inviting with 12' ceilings and another 4-box coffer ceiling to match. Bedroom # 4 has a bay window bump perfect for any guest. The kitchen has a large California island, granite countertops, 42'' cabinets with large crown molding, stainless steel appliances including 36'' gas cooktop, microwave, double wall ovens, farmhouse single bowl sink and a side-by-side refrigerator.
List Price/SqFt: 159.4
Sold Price/SqFt: 159.4

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Property Condition: To Be Built Appliances: Disposal; Dryer; Electric Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Front Porch; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2018-02-13

Location Tax and Legal

Street Number: 45
Street Name: HUGUENOT
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Preserve At St Johns

Status Change Information

Major Change Timestamp: 2023-11-14T08:46:35Z
Major Change Type: Price Reduced
Price Change Timestamp: 2019-01-30T18:13:12Z
Purchase Contract Date: 2019-01-28
Close Date: 2019-02-19
Close Price: 413000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Dining-Kitchen/Family Combo: Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Dining-Living/Dining Combo: Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y

Room Information

Room Name
Family Room

Listing Office: DREAM FINDERS REALTY LLC

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.