Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

45 BIG SUR Way, St. Johns, FL 32259 (MLS# 2147741)

45 BIG SUR Way, St. Johns, FL 32259

$623,847

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,603 Status: Closed

Current Price: $623,847 List Date: 5/29/2026 Last Modified: 5/29/2026

Overview

Description

RiverTown Forest, Mattamy New Construction, Hawkin Floor Plan

Listing Details MLS# 2147741

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2603
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 4964
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-05-28
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Head south on State Road 13, turn left onto Greenbiar Rd, Right onto RiverTown Main Street, right onto Claiborne ln, right onto Appalachian Trail, left onto Holly Creek Drive and then left onto Big Sur Way
Public Remarks: RiverTown Forest, Mattamy New Construction, Hawkin Floor Plan
List Price/SqFt: 239.66
Sold Price/SqFt: 239.66

Property Features

Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Washer Interior Features: Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Smart Thermostat Laundry Features: In Unit; Lower Level Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Patio And Porch Features: Rear Porch; Screened Parking Features: Attached; Garage Lot Features: Many Trees; Wooded View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Showing Requirements: Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-11-01

Location Tax and Legal

Street Number: 45
Street Name: BIG SUR
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown

Status Change Information

Major Change Timestamp: 2026-05-29T19:00:56Z
Major Change Type: Status Change
Purchase Contract Date: 2025-11-24
Close Date: 2026-05-29
Close Price: 623847

DPR Eligible

DPR Eligible: No

More Information

Listing Office: NON MLS (realMLS)

Last Updated: May - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.