Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4494 CONGRESSIONAL Drive, Jacksonville, FL 32246 (MLS# 2172981)

4494 CONGRESSIONAL Drive, Jacksonville, FL 32246

New Listing

$335,000

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Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,142 Lot Size (sq. ft.): 1,742 Status: Active

Current Price: $335,000 List Date: 11/09/2026 Last Modified: 11/11/2026

Overview

Description

Welcome to this beautiful three-level townhouse located in the desirable gated community of Georgetown in Jacksonville! Offering approximately 2,142 sq. ft. of living space, this spacious home features 3 bedrooms, 3 full bathrooms, and 1 half bathroom. The thoughtfully designed floor plan includes a private guest suite, an open living area, a well-appointed kitchen with breakfast bar and pantry, and comfortable living spaces. Enjoy the convenience of an attached one-car garage and access to outstanding community amenities, including a swimming pool, clubhouse, fitness center, and walking trails. Ideally located near St. Johns Town Center, shopping, dining, entertainment, and major highways, this home offers an excellent combination of comfort, convenience, and lifestyle!

Listing Details MLS# 2172981

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2142
Living Area Source: Public Records
Year Built: 2007
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.04
Association YN: Yes
Association Fee: 436
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 3
Senior Community YN: No
Directions: Head south from 1 Alumni Way, then turn right onto Town Center Pkwy. Continue for approximately 0.4 miles and use the second lane from the left to turn left onto Brightman Blvd. Continue for 0.3 miles, then turn right onto Congressional Dr.
Public Remarks: Welcome to this beautiful three-level townhouse located in the desirable gated community of Georgetown in Jacksonville! Offering approximately 2,142 sq. ft. of living space, this spacious home features 3 bedrooms, 3 full bathrooms, and 1 half bathroom. The thoughtfully designed floor plan includes a private guest suite, an open living area, a well-appointed kitchen with breakfast bar and pantry, and comfortable living spaces. Enjoy the convenience of an attached one-car garage and access to outstanding community amenities, including a swimming pool, clubhouse, fitness center, and walking trails. Ideally located near St. Johns Town Center, shopping, dining, entertainment, and major highways, this home offers an excellent combination of comfort, convenience, and lifestyle!
List Price/SqFt: 156.4

Property Features

Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Washer Utilities: Cable Available; Electricity Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Parking Features: Attached Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-11-09

Location Tax and Legal

Street Number: 4494
Street Name: CONGRESSIONAL
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32246
MLS Area Major: 023-Southside-East Of Southside Blvd
Subdivision Name: Georgetown Townhomes

Status Change Information

Major Change Timestamp: 2026-11-09T20:12:39Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: V RENTALS LLC

Last Updated: November - 11 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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