Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4480 SHAWNEE Street, Jacksonville, FL 32210 (MLS# 2167163)

4480 SHAWNEE Street, Jacksonville, FL 32210

$519,900

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,652 Status: Active

Current Price: $519,900 List Date: 10/01/2026 Last Modified: 11/03/2026

Overview

Description

PRICE ADJUSTMENT! Modern living meets the charm of Ortega! Built in 2021, this beautiful 3-br, 2.5-bath home offers 1,652 sq ft of thoughtfully designed living space in one of Jacksonville's most sought-after neighborhoods. The open-concept floor plan features a spacious kitchen with a center island and pantry, seamlessly connecting to the main living areas. Upstairs, you'll find all 3 bedrooms, convenient second floor laundry and primary suite complete with a walk-in closet. Situated on a generous corner lot, the property features a privacy fenced backyard and patio, offering plenty of space to relax, entertain or enjoy the outdoors. A two-car garage and no HOA add even more convenience and flexibility. Enjoy the best of Jacksonville's Ortega and Avondale lifestyle! Located just 2.1 miles from the Florida Yacht Club, 3 miles from Timuquana Country Club and 2.7 miles from Shoppes of Avondale known for its charming restaurants, boutiques and local eateries.

Supplements: Come Experience the perfect blend of newer construction, modern convenience and established neighborhood charm!

Listing Details MLS# 2167163

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1652
Living Area Source: Plans
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Dimensions: 70x105
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Roosevelt to Shawnee, house on corner.
Public Remarks: PRICE ADJUSTMENT! Modern living meets the charm of Ortega! Built in 2021, this beautiful 3-br, 2.5-bath home offers 1,652 sq ft of thoughtfully designed living space in one of Jacksonville's most sought-after neighborhoods. The open-concept floor plan features a spacious kitchen with a center island and pantry, seamlessly connecting to the main living areas. Upstairs, you'll find all 3 bedrooms, convenient second floor laundry and primary suite complete with a walk-in closet. Situated on a generous corner lot, the property features a privacy fenced backyard and patio, offering plenty of space to relax, entertain or enjoy the outdoors. A two-car garage and no HOA add even more convenience and flexibility. Enjoy the best of Jacksonville's Ortega and Avondale lifestyle! Located just 2.1 miles from the Florida Yacht Club, 3 miles from Timuquana Country Club and 2.7 miles from Shoppes of Avondale known for its charming restaurants, boutiques and local eateries.
List Price/SqFt: 314.71

Property Features

Levels: Two Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Upper Level Utilities: Other Cooling: Central Air; Electric Heating: Central; Electric Water Source: Well Sewer: Septic Tank Construction Materials: Fiber Cement; Frame Patio And Porch Features: Patio Roof: Shingle Parking Features: Garage Door Opener Lot Features: Corner Lot Fencing: Back Yard; Privacy Current Use: Single Family Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-30

Location Tax and Legal

Street Number: 4480
Street Name: SHAWNEE
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32210
MLS Area Major: 033-Ortega/Venetia
Subdivision Name: Ortega

Status Change Information

Major Change Timestamp: 2026-10-12T12:14:21Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-12T12:14:21Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: FLORIDA FIRST REALTY ASSOCIATES LLC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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