Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

446 MAHONEY LP, Orange Park, FL 32065 (MLS# 2120959)

446 MAHONEY LP, Orange Park, FL 32065

$388,500

Virtual Tour

https://www.viewshoot.com/tour/MLS/446MahoneyLoop_OrangePark_FL_32065_1691_437177.html

047-446MahoneyLoop-OrangePark-FL-32065-S

048-446MahoneyLoop-OrangePark-FL-32065-S

Resort-style swimming pools (including lap pools and family pools)

Beach volleyball court available to residents

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,433 Status: Closed

Current Price: $388,500 List Date: 12/09/2025 Last Modified: 3/02/2026

Overview

Description

Your perfect family home awaits! This 5-bedroom, 3 bathroom in Oakleaf Plantation, Orange Park is perfect for growing families! Enjoy remodeled bathrooms, granite countertops, Bright and freshly painted interior, stainless steel appliances, 42 inch upper cabinets, wood accents, whole-house water filtration, solar panels, and Google smart home technology. Conveniently located near schools, shopping, and highways. COMMUNITIES & AMENITIES *Resort-style swimming pools (including lap pools and family pools) *Fitness centers / gyms *Clubhouses for events and gatherings *Playgrounds & splash pads *Walking, jogging, and biking trails *Basketball, tennis, and pickleball courts *Soccer and multipurpose sports fields *Community parks and green spaces NEAR BY CONVENIENCES Top-rated Clay County schools within Oakleaf Plantation Oakleaf Town Center (shopping, dining, Movie theater and entertainment options Medical offices and urgent care Daycares

Listing Details MLS# 2120959

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2433
Living Area Source: Appraiser
Building Area Total: 2433
Year Built: 2014
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: Yes
Association Fee: 227
Association Fee Frequency: Annually
Association Name: Oakleaf Village Center Association, Inc.
Association Phone: (904) 241-8886
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: Southwest
Directions: From I-295: South on Blanding Blvd. Right on Argyle Forest Blvd. Continue onto Oakleaf Plantation Pkwy. Right on Plantation Oaks Blvd. Right on Mahoney Dr, then left on Mahoney Loop. Home is on the right.
Public Remarks: Your perfect family home awaits! This 5-bedroom, 3 bathroom in Oakleaf Plantation, Orange Park is perfect for growing families! Enjoy remodeled bathrooms, granite countertops, Bright and freshly painted interior, stainless steel appliances, 42 inch upper cabinets, wood accents, whole-house water filtration, solar panels, and Google smart home technology. Conveniently located near schools, shopping, and highways. COMMUNITIES & AMENITIES *Resort-style swimming pools (including lap pools and family pools) *Fitness centers / gyms *Clubhouses for events and gatherings *Playgrounds & splash pads *Walking, jogging, and biking trails *Basketball, tennis, and pickleball courts *Soccer and multipurpose sports fields *Community parks and green spaces NEAR BY CONVENIENCES Top-rated Clay County schools within Oakleaf Plantation Oakleaf Town Center (shopping, dining, Movie theater and entertainment options Medical offices and urgent care Daycares
List Price/SqFt: 159.68
Sold Price/SqFt: 159.68

Property Features

Architectural Style: Contemporary Levels: Two Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Electric Oven; Electric Water Heater; Microwave; Refrigerator; Washer; Washer/Dryer Stacked Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Smart Home Flooring: Wood Laundry Features: Electric Dryer Hookup; Upper Level Utilities: Electricity Available Cooling: Central Air Heating: Central Water Source: Public Construction Materials: Stucco Roof: Shingle Parking Features: Garage Fencing: Full; Vinyl Current Use: Residential Community Features: Suburban Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Conventional; FHA Showing Requirements: Other