Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4442 CARRIAGE OAK Lane, Orange Park, FL 32065 (MLS# 2108133)

4442 CARRIAGE OAK Lane, Orange Park, FL 32065

$717,500

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,551 Lot Size (sq. ft.): 18,295 Status: Closed

Current Price: $717,500 List Date: 9/19/2025 Last Modified: 2/04/2026

Overview

Description

Stunning 5BR, 4.5BA Eagle Landing home on a cul-de-sac waterfront lot with 3-car side-entry garage and fenced backyard. Features include ceramic wood-look tile, crown molding, wainscoting, rounded corners, and a gourmet kitchen with gas cooktop, double ovens, quartz countertops, 42'' cabinets, and farmhouse sink. Living room offers built-ins, electric fireplace, and pocket sliding doors to a covered patio with gas hookup. Owner's suite on main floor has bay windows with pond views, dual custom walk-in closets, freestanding tub, dual vanities, and walk-through shower. Guest suite also on first floor. Upstairs offers 3 bedrooms, 2 baths, and loft. Includes tankless water heater. Enjoy resort-style amenities: pools, gym, tennis, pickleball, golf, clubhouse, dog parks, and more. Zoned for top schools.

Listing Details MLS# 2108133

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3631
Living Area Source: Public Records
Building Area Total: 4551
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.42
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3332.05
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Negotiable
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: Exit I-295 Collins west, L on Rampart, R on Argyle forest BLVD/Oakleaf Plantation Pkwy, R on Eagle Landing Parkway, R on Bridgeview, L on Southern Hills, R on Carriage Oak LN. House will be on your R.
Public Remarks: Stunning 5BR, 4.5BA Eagle Landing home on a cul-de-sac waterfront lot with 3-car side-entry garage and fenced backyard. Features include ceramic wood-look tile, crown molding, wainscoting, rounded corners, and a gourmet kitchen with gas cooktop, double ovens, quartz countertops, 42'' cabinets, and farmhouse sink. Living room offers built-ins, electric fireplace, and pocket sliding doors to a covered patio with gas hookup. Owner's suite on main floor has bay windows with pond views, dual custom walk-in closets, freestanding tub, dual vanities, and walk-through shower. Guest suite also on first floor. Upstairs offers 3 bedrooms, 2 baths, and loft. Includes tankless water heater. Enjoy resort-style amenities: pools, gym, tennis, pickleball, golf, clubhouse, dog parks, and more. Zoned for top schools.
List Price/SqFt: 199.67
Sold Price/SqFt: 197.6

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Double Oven; Electric Cooktop; Electric Oven; Electric Range; Gas Cooktop; Gas Range; Gas Water Heater; Instant Hot Water; Microwave; Refrigerator; Tankless Water Heater; Water Softener Owned Fireplace Features: Electric Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Guest Suite; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Lower Level; Sink; Washer Hookup Utilities: Electricity Available; Electricity Connected; Sewer Connected; Water Available; Propane Cooling: Central Air; Split System; Zoned Heating: Central Electric: 220 Volts in Garage Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Construction Materials: Stone; Stucco Patio And Porch Features: Rear Porch Roof: Shingle Parking Features: Additional Parking; Garage Lot Features: Cul-De-Sac; Dead End Street; Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Fencing: Back Yard; Fenced Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Golf Course; Park; Pickleball; Playground; Tennis Court(s) Community Features: Restaurant; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-09-10

Location Tax and Legal

Street Number: 4442
Street Name: CARRIAGE OAK
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Eagle Landing

Status Change Information

Major Change Timestamp: 2025-10-26T23:47:41Z
Major Change Type: Status Change
Purchase Contract Date: 2025-09-20
Close Date: 2025-10-24
Close Price: 717500

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: EXIT INSPIRED REAL ESTATE

Last Updated: February - 04 - 2026

Information deemed reliable but not guaranteed.