Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4429 CEDAR Road, Orange Park, FL 32065 (MLS# 2115218)

4429 CEDAR Road, Orange Park, FL 32065

$530,000

Property Type: Residential Bedrooms: 5 Baths: 2 Square Footage: 2,149 Lot Size (sq. ft.): 20,473 Status: Closed

Current Price: $530,000 List Date: 2/01/2026 Last Modified: 2/13/2026

Overview

Description

Motivated Seller! Bring all Offers. Your chance to own the most affordable home on Doctor's Lake, where unbelievable sunrise views and direct water access create the perfect backdrop for everyday living. With no HOA, you'll have the freedom to do as you please on this spacious half-acre lot — park your boat, RV, or simply enjoy the wide-open space. Because truly, lake life is the best life. This 5BR/2BA concrete block home offers 2,149 sq. ft. of living space and comes with a newer dock and boat lift, making it easy to jump in your boat and cruise over to Whitey's Fish Camp or paddle to the Doctor's Lake Tiki Bar for sunset drinks. You'll love the lifestyle that comes with living right on the water. The home is being sold As Is, giving you the opportunity to make improvements as you see fit. An inground pool is already in place, just waiting for a new liner and equipment to bring it back to life.

Supplements: Recent improvements have been made... including a NEW ROOF, HVAC and WATER HEATER are around 6 years, along with updated plumbing and electrical! The kitchen and baths have also been updated with granite countertops, 42 in cabinetry and tile backsplash. Add in a cozy wood-burning fireplace, space to entertain, and endless potential, and you'll see ... (Read more)

Listing Details MLS# 2115218

General Property Information

Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2149
Living Area Source: Public Records
Year Built: 1972
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.47
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: Yes
Water Frontage Feet: 100
Stories: Yes
Senior Community YN: No
Direction Faces: East
Directions: From 295, South on Blanding Blvd - turn left on College Drive, left onto Peoria Road, then right onto Cedar Road. Home will be 0.6 mi on the left.
Public Remarks: Motivated Seller! Bring all Offers. Your chance to own the most affordable home on Doctor's Lake, where unbelievable sunrise views and direct water access create the perfect backdrop for everyday living. With no HOA, you'll have the freedom to do as you please on this spacious half-acre lot — park your boat, RV, or simply enjoy the wide-open space. Because truly, lake life is the best life. This 5BR/2BA concrete block home offers 2,149 sq. ft. of living space and comes with a newer dock and boat lift, making it easy to jump in your boat and cruise over to Whitey's Fish Camp or paddle to the Doctor's Lake Tiki Bar for sunset drinks. You'll love the lifestyle that comes with living right on the water. The home is being sold As Is, giving you the opportunity to make improvements as you see fit. An inground pool is already in place, just waiting for a new liner and equipment to bring it back to life.
List Price/SqFt: 274.55
Sold Price/SqFt: 246.63

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar Flooring: Carpet; Vinyl Utilities: Electricity Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Septic Tank Construction Materials: Block; Concrete Exterior Features: Boat Lift; Dock Pool Features: In Ground Roof: Shingle Parking Features: RV Access/Parking View: Lake Water Body Access Type: Navigable Waterfront Features: Lake Front; Navigable Water; Ocean Access; River Access Current Use: Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-10-27

Location Tax and Legal

Street Number: 4429
Street Name: CEDAR
Street Suffix: Road
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 137-Doctor's Lake
Subdivision Name: Doctors Lake Estates

Status Change Information

Major Change Timestamp: 2026-02-13T17:52:41Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-02T20:44:19Z
Purchase Contract Date: 2026-01-08
Close Date: 2026-02-13
Close Price: 530000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: February - 13 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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