Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

442 SUMMERSET Drive, St. Johns, FL 32259 (MLS# 1249117)

442 SUMMERSET Drive, St. Johns, FL 32259

$815,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,768 Status: Closed

Current Price: $815,000 List Date: 9/28/2023 Last Modified: 4/17/2026

Overview

Description

Step outside to enjoy the sunset by the salt water in-ground pool, overlooking a serene lakefront view in your own private oasis. Custom kitchen features granite counters, walk-in pantry, gas range/oven & new appliances. Ample primary bedroom suite features, double-trayed ceiling, jetted tub, twin closets & vanities. Open floor plan with attention to detail including crown molding, diagonal tile flooring, gas fireplace and plantation shutters. The beautifully landscaped yard includes fruit trees and a planned wooded haven. The three-car garage adds a extra space for your toys, extra storage or shop. Located in Bartram Plantation, one of the most sought after neighborhoods in St. Johns County, close to A-rated schools, parks, shopping centers, and NO CDD.

Listing Details MLS# 1249117

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2768
Living Area Source: Public Records
Year Built: 2005
Lot Size Dimensions: .61 acres
Association YN: Yes
Association Fee: 1200
Association Fee Frequency: Annually
Association Name: Bartram Plantation H
Association Phone: 904-268-0035
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 3
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Directions: I-295 to San Jose Blvd/SR13 to Greenbriar Road; Left on Greenbriar and immediate right into Bartram Plantation; Left at Bridge Creek; Take first right at Roundabout onto Summerset; Home on right.
Public Remarks: Step outside to enjoy the sunset by the salt water in-ground pool, overlooking a serene lakefront view in your own private oasis. Custom kitchen features granite counters, walk-in pantry, gas range/oven & new appliances. Ample primary bedroom suite features, double-trayed ceiling, jetted tub, twin closets & vanities. Open floor plan with attention to detail including crown molding, diagonal tile flooring, gas fireplace and plantation shutters. The beautifully landscaped yard includes fruit trees and a planned wooded haven. The three-car garage adds a extra space for your toys, extra storage or shop. Located in Bartram Plantation, one of the most sought after neighborhoods in St. Johns County, close to A-rated schools, parks, shopping centers, and NO CDD.
List Price/SqFt: 301.66
Sold Price/SqFt: 294.44

Property Features

Approx Parcel Size: .51 to 1 Acre Architectural Style: Ranch; Traditional Appliances: Dishwasher; Dryer; Gas Range; Gas Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned Fireplace Features: Gas Interior Features: Eat-in Kitchen; Entrance Foyer; Pantry; Split Bedrooms; Walk-In Closet(s); Wet Bar Flooring: Carpet; Tile Utilities: Cable Available; Propane; Other Cooling: Attic Fan; Central Air Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Patio Pool Features: In Ground; Salt Water Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Water Waterfront Features: Pond Fencing: Back Yard; Other Current Use: Residential Association Amenities: Playground Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-09-21

Location Tax and Legal

Street Number: 442
Street Name: SUMMERSET
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Bartram Plantation

Status Change Information

Major Change Timestamp: 2023-11-10T20:06:44Z
Major Change Type: Status Change
Purchase Contract Date: 2023-10-10
Close Date: 2023-11-10
Close Price: 815000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 1: Utilities-Separate Irrigation Meter: Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: Brylen Homes, Aluminum Fencing: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Covenants/Restrictions: Y, Energy Features-Ceiling Fan(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Side Entry Garage: Y, Fireplace-Family Room: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Family Room
Great Room
Utility Room

Documents

Seller Disclosure ›

HOA Disclosure ›

Offer Instructions ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: April - 17 - 2026

Information deemed reliable but not guaranteed.