Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

442 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 1257795)

442 RUM RUNNER Way, St. Johns, FL 32259

$540,000

*Images shown are for illustrative purpo

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,054 Status: Closed

Current Price: $540,000 List Date: 11/15/2023 Last Modified: 9/09/2026

Overview

Description

LOVE WHERE YOU LIVE @ ATLANTICA ISLES in BEACHWALK **SAMPLE PHOTOS ONLY** ATLANTICA ISLES is a luxury natural gas community with direct access to the 14-acre Crystal Clear Lagoon & resort style amenities. The ''SEAHAVEN'' is a 4 bed, 2.5 baths open concept design with a spacious family room and dining/kitchen area(s). The large sliding glass doors at the Family Room open to the covered lanai providing incredible sunset views and abundant natural light. The main floor master bedroom retreat provides privacy to unwind. The ensuite master bathroom includes dual vanities, walk-in shower and vast walk-in closet. On a pond lot.

Listing Details MLS# 1257795

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2054
Living Area Source: Plans
Year Built: 2024
Lot Size Dimensions: 45x139
Association YN: Yes
Association Fee: 377
Association Fee Frequency: Monthly
Association Name: Vesta Property
Association Phone: 904-355-1831
CDD Fee YN: Yes
CDD Fee Amount: 3537
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2024-01-15
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-95 South take exit 329 and turn left on County Road 210. Travel two miles and turn left at the first entrance to Beachwalk. Atlantica Isles will be on your right.
Public Remarks: LOVE WHERE YOU LIVE @ ATLANTICA ISLES in BEACHWALK **SAMPLE PHOTOS ONLY** ATLANTICA ISLES is a luxury natural gas community with direct access to the 14-acre Crystal Clear Lagoon & resort style amenities. The ''SEAHAVEN'' is a 4 bed, 2.5 baths open concept design with a spacious family room and dining/kitchen area(s). The large sliding glass doors at the Family Room open to the covered lanai providing incredible sunset views and abundant natural light. The main floor master bedroom retreat provides privacy to unwind. The ensuite master bathroom includes dual vanities, walk-in shower and vast walk-in closet. On a pond lot.
List Price/SqFt: 262.9
Sold Price/SqFt: 262.9

Property Features

Approx Parcel Size: Less than .25 Acre Property Condition: Under Construction Appliances: Dishwasher; Disposal; Gas Range; Gas Water Heater; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Entrance Foyer; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Concrete Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Natural Gas Available Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Smoke Detector Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Porch; Screened Roof: Shingle Parking Features: Additional Parking; Garage Door Opener Waterfront Features: Lake Front Current Use: Residential; Single Family Association Amenities: Children's Pool; Community Pool; Fitness Center; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bedroom 1; Bedroom 2; Dining Room; Great Room; Primary Bedroom; Utility Room

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2023-11-15

Location Tax and Legal

Street Number: 442
Street Name: RUM RUNNER
Street Suffix: Way
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Atlantica Isles

Status Change Information

Major Change Timestamp: 2024-02-28T21:28:50Z
Major Change Type: Status Change
Purchase Contract Date: 2024-01-06
Close Date: 2024-02-28
Close Price: 540000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Club Amenities-Game Room: Y, Parking Facilities-Keypad Entry: Y, Seller May Pay Closing: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Builder Warranty: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Intermediate School: Other

Room Types

Bedroom 1 Level: Second
Bedroom 2 Level: Second
Dining Room Level: First
Great Room Level: First
Primary Bedroom Level: First

Room Information

Room Name	Level	Length	Width	Remarks
Utility Room
Dining Room	First	18.00	13.00
Great Room	First	16.00	14.00
Bedroom 1	Second	12.00	13.00
Primary Bedroom	First	16.00	13.00	En Suite
Bedroom 2	Second	12.00	13.00

Listing Office: OLYMPUS EXECUTIVE REALTY, INC

Last Updated: September - 09 - 2026

Information deemed reliable but not guaranteed.