Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4401 LAKESIDE Drive 804, Jacksonville, FL 32210 (MLS# 2129706)

4401 LAKESIDE Drive 804, Jacksonville, FL 32210

$790,000

Virtual Tour

https://www.zillow.com/view-imx/2a467693-1f4e-4743-aaa9-2de603c872b4?wl=true&setAttribution=mls&initialViewType=pano

12-web-or-mls-10_4401 Lakeside Dr Unit 8

26-web-or-mls-Lakeside Dr - Office stage

27-web-or-mls-36_4401 Lakeside Dr Unit 8

28-web-or-mls-37_4401 Lakeside Dr Unit 8

40-web-or-mls-49_4401 Lakeside Dr Unit 8

47-web-or-mls-16_4401 Lakeside Dr Unit 8

55-web-or-mls-Ortega Yacht Club 2 Hi-Res

62-web-or-mls-Ortega Yacht Club 2 Hi-Res

63-web-or-mls-Ortega Yacht Club 2 Hi-Res

64-web-or-mls-Ortega Yacht Club 2 Hi-Res

65-web-or-mls-Ortega Yacht Club 2 Hi-Res

67-web-or-mls-Ortega Yacht Club 2 Hi-Res

73-web-or-mls-Ortega Yacht Club 2 Hi-Res

75-web-or-mls-Ortega Yacht Club 2 Hi-Res

76-web-or-mls-Ortega Yacht Club 2 Hi-Res

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,024 Status: Closed

Current Price: $790,000 List Date: 2/12/2026 Last Modified: 10/27/2026

Overview

Description

Experience elevated riverfront living at Ortega Yacht Club Condominiums. This completely updated 8th-floor, 3 bedroom, 2.5 bath residence offers sweeping river views and magnificent sunrises from your private balcony. Start your day with coffee overlooking the water as the morning light reflects across the river. In the evening, enjoy beautiful sunset skies on the land side of the building, giving you the best of both sunrise and sunset experiences. The thoughtfully renovated interior features all new flooring, fully re-piped plumbing, tankless water heater, new cabinetry in the kitchen, bathrooms and closets, built-in wine rack, and built-in dresser in the primary suite. Additional upgrades include updated bathroom tile, toilets and fixtures, lighted, fog proof mirror in the guest bath, updated fire suppression heads, and tile flooring on the main balcony. Energy efficiency and comfort are enhanced with 11 new glass panels on the river-facing windows and sliding doors,

Supplements: 95% UV window tint on all windows, remote controlled blinds on all river-facing windows and doors with blackout shades in the owner's suite, new door screens, LED lighting throughout, new switches and outlets, and motion lighting in the foyer closet, laundry room, and owner's walk-in closet. An additional walk-in closet was been added in the owner' ... (Read more)

Listing Details MLS# 2129706

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2024
Living Area Source: Public Records
Year Built: 1983
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: Yes
Association Fee: 807
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: Yes
Stories Total: 13
Entry Level: 8
Senior Community YN: No
Directions: I-10, south on 17 (Roosevelt Blvd). Left on Wabash at Chic-fil-A. Right on Lakeside Dr., left into main entrance, take ramp up to parking deck. Parking on the outdoor parking deck is unassigned.
Public Remarks: Experience elevated riverfront living at Ortega Yacht Club Condominiums. This completely updated 8th-floor, 3 bedroom, 2.5 bath residence offers sweeping river views and magnificent sunrises from your private balcony. Start your day with coffee overlooking the water as the morning light reflects across the river. In the evening, enjoy beautiful sunset skies on the land side of the building, giving you the best of both sunrise and sunset experiences. The thoughtfully renovated interior features all new flooring, fully re-piped plumbing, tankless water heater, new cabinetry in the kitchen, bathrooms and closets, built-in wine rack, and built-in dresser in the primary suite. Additional upgrades include updated bathroom tile, toilets and fixtures, lighted, fog proof mirror in the guest bath, updated fire suppression heads, and tile flooring on the main balcony. Energy efficiency and comfort are enhanced with 11 new glass panels on the river-facing windows and sliding doors,
List Price/SqFt: 407.56
Sold Price/SqFt: 390.32

Property Features

Levels: One Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Freezer; Induction Cooktop; Microwave; Refrigerator; Tankless Water Heater; Washer Fireplace Features: Electric Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Entrance Foyer; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Laundry Features: In Unit Utilities: Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Fire Sprinkler System; Secured Lobby; Security Gate Construction Materials: Concrete Other Structures: Gazebo Exterior Features: Balcony Roof: Concrete; Membrane Parking Features: Garage; Gated; Guest View: River Water Body Access Type: Navigable Waterfront Features: River Front Fencing: Fenced Current Use: Residential Association Amenities: Barbecue; Clubhouse; Community Pool; Dog Park; Gated; Maintenance Grounds; Maintenance Structure; Management - Full Time; Management - On Site; Management - Part Time; Sauna; Trash Association Fee Includes: Maintenance Grounds; Maintenance Structure; Trash; Water Community Features: Gated Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2026-02-12
Unit Type: End Unit

Location Tax and Legal

Street Number: 4401
Street Name: LAKESIDE
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32210
MLS Area Major: 032-Avondale
Subdivision Name: Ortega Yacht Club

Status Change Information

Major Change Timestamp: 2026-09-24T15:49:49Z
Major Change Type: Status Change
Price Change Timestamp: 2026-06-04T12:30:20Z
Purchase Contract Date: 2026-08-22
Close Date: 2026-09-24
Close Price: 790000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: NORVILLE REALTY INC

Last Updated: October - 27 - 2026

Information deemed reliable but not guaranteed.