Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4400 SUN LILY Court, Jacksonville, FL 32257 (MLS# 2168691)

4400 SUN LILY Court, Jacksonville, FL 32257

$420,000

Virtual Tour

https://www.zillow.com/view-imx/b6625c99-42b4-4102-8439-b6aabfd19968?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 2,259 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $420,000 List Date: 10/22/2026 Last Modified: 10/30/2026

Overview

Description

Welcome to 4400 Sun Lily Ct in Everlake, a sought-after 55+ gated community with NO CDD in Mandarin! Situated on an oversized lot with peaceful pond views, this updated 2-bedroom plus office, 2-bath home features vinyl and tile flooring, custom barn doors, crown molding, plantation shutters, a shiplap primary bath accent wall, and decorative kitchen tile. The kitchen offers pull-out cabinet drawers, extra shelving in closets and pantry, and gas connectivity. Major upgrades include impact-resistant windows, a Rinnai tankless water heater, AC UV air purification, whole-house surge protection, and 3M window tinting. Relax on the screened lanai overlooking the water, with upgraded concrete coating extending across the entry and garage floors, plus full-house gutters. HOA dues include Wi-Fi, lawn maintenance, clubhouse, heated pool, fitness room, fire pit, exterior paint, termite and pest prevention. Conveniently located near Mandarin shopping, dining, parks, and major highways!

Listing Details MLS# 2168691

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1669
Living Area Source: Public Records
Building Area Total: 2259
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 425
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: Yes
Directions: From I-95, take Exit 339 toward Phillips Highway (US-1) and head north. Turn left onto Sunbeam Road, then left onto Craven Road and right onto Sun Lily Court. Continue to 4400 Sun Lily Court in Jacksonville, FL.
Public Remarks: Welcome to 4400 Sun Lily Ct in Everlake, a sought-after 55+ gated community with NO CDD in Mandarin! Situated on an oversized lot with peaceful pond views, this updated 2-bedroom plus office, 2-bath home features vinyl and tile flooring, custom barn doors, crown molding, plantation shutters, a shiplap primary bath accent wall, and decorative kitchen tile. The kitchen offers pull-out cabinet drawers, extra shelving in closets and pantry, and gas connectivity. Major upgrades include impact-resistant windows, a Rinnai tankless water heater, AC UV air purification, whole-house surge protection, and 3M window tinting. Relax on the screened lanai overlooking the water, with upgraded concrete coating extending across the entry and garage floors, plus full-house gutters. HOA dues include Wi-Fi, lawn maintenance, clubhouse, heated pool, fitness room, fire pit, exterior paint, termite and pest prevention. Conveniently located near Mandarin shopping, dining, parks, and major highways!
List Price/SqFt: 251.65

Property Features

Levels: One Appliances: Dishwasher; Gas Oven; Ice Maker; Microwave; Refrigerator; Tankless Water Heater Interior Features: Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Luxury Vinyl; Plank in Flooring; Tile Laundry Features: In Unit Utilities: Cable Available; Electricity Available Cooling: Central Air Heating: Central Water Source: Public Security Features: 24 Hour Security; Entry Phone/Intercom; Security Gate Patio And Porch Features: Covered; Front Porch; Patio; Porch; Rear Porch; Screened Parking Features: Attached; Garage; Garage Door Opener; Secured Lot Features: Cul-De-Sac View: Pond; Water Waterfront Features: Pond Current Use: Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Pickleball Association Fee Includes: Internet; Maintenance Grounds; Maintenance Structure; Pest Control Community Features: Gated; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan