Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

440 W 23RD Street, Jacksonville, FL 32206 (MLS# 2170820)

440 W 23RD Street, Jacksonville, FL 32206

$175,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,334 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $175,000 List Date: 10/24/2026 Last Modified: 10/29/2026

Overview

Description

Welcome to 440 W 23rd Street! This 3-bedroom, 2-bathroom home offers 1,334 square feet of living space and is situated on a corner lot with a fenced yard. Conveniently located less than 10 minutes from EverBank Stadium, home of the Jacksonville Jaguars, this property provides easy access to Downtown Jacksonville, dining, entertainment, and major roadways. Whether you're searching for your next home or looking to add to your investment portfolio, this property offers an opportunity at an attractive price point. Property is being offered as a short sale and is subject to lender approval. Schedule your private showing today!

Listing Details MLS# 2170820

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1334
Living Area Source: Public Records
Year Built: 1919
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.11
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Take I-95 N toward downtown Jacksonville. Continue onto I-17 N toward the airport/downtown. Take Exit 354A onto US-1 S (Martin Luther King Jr Pkwy). Exit Boulevard and go L. Then turn L onto W 23rd St.
Public Remarks: Welcome to 440 W 23rd Street! This 3-bedroom, 2-bathroom home offers 1,334 square feet of living space and is situated on a corner lot with a fenced yard. Conveniently located less than 10 minutes from EverBank Stadium, home of the Jacksonville Jaguars, this property provides easy access to Downtown Jacksonville, dining, entertainment, and major roadways. Whether you're searching for your next home or looking to add to your investment portfolio, this property offers an opportunity at an attractive price point. Property is being offered as a short sale and is subject to lender approval. Schedule your private showing today!
List Price/SqFt: 131.18

Property Features

Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Open Floorplan; Primary Bathroom - Shower No Tub Flooring: Laminate Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric; Wall/Window Unit(s) Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Wood Siding Patio And Porch Features: Covered; Front Porch Roof: Shingle Parking Features: Off Street Lot Features: Corner Lot Fencing: Back Yard; Fenced Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-24

Location Tax and Legal

Street Number: 440
Street Direction Prefix: W
Street Name: 23RD
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32206
MLS Area Major: 071-Brentwood/Evergreen
Subdivision Name: Springfield Nw Port

Status Change Information

Major Change Timestamp: 2026-10-24T23:58:15Z
Major Change Type: New Listing

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Sellers Property Disclosure ›

Short Sale Addendum ›

Flood Disclosure ›

Lead Based Paint ›

Listing Office: KELLER WILLIAMS FIRST COAST REALTY

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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