Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

438 SHINNECOCK Drive, St. Johns, FL 32259 (MLS# 2169367)

438 SHINNECOCK Drive, St. Johns, FL 32259

$875,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,495 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $875,000 List Date: 10/15/2026 Last Modified: 11/04/2026

Overview

Description

Warm coastal style, inviting outdoor living, and a screened pool come together in coveted Highpointe at RiverTown. Built by MasterCraft Homes in 2022, this single-story home offers 2,495 square feet, 4 bedrooms, 3 baths, and a 3-car garage on a 0.22-acre pond lot. A Craftsman exterior, covered front porch, and long paver driveway create a welcoming first impression. Inside, warm luxury vinyl plank flooring, plantation shutters, 10-foot ceilings, and 8-foot solid-core doors give the home a comfortable, polished feel. The kitchen's pale ocean-blue glass tile backsplash brings a soft, beachy touch to white Shaker cabinetry, white quartz countertops, and a rich stained-wood island. A gas cooktop with range hood, double wall ovens, and a walk-in pantry with custom shelving make the space as practical as it is beautiful. Stacking sliding glass doors connect the great room to the covered paver lanai, while a French door provides additional access from the dining area. Beyond, the

Supplements: heated, salt-water caged pool creates a private retreat for a morning swim, a relaxed afternoon, or dinner with friends. Pond views, palms, and privacy hedges complete the setting and make outdoor living a natural extension of the home. The primary suite offers a freestanding soaking tub, zero-entry shower with dual shower heads, dual vanities, and ... (Read more)

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Listing Details MLS# 2169367

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2495
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.22
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3952.92
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: Long Leaf Pine Pkwy to Keystone Corners Dr to Shinnecock Dr
Public Remarks: Warm coastal style, inviting outdoor living, and a screened pool come together in coveted Highpointe at RiverTown. Built by MasterCraft Homes in 2022, this single-story home offers 2,495 square feet, 4 bedrooms, 3 baths, and a 3-car garage on a 0.22-acre pond lot. A Craftsman exterior, covered front porch, and long paver driveway create a welcoming first impression. Inside, warm luxury vinyl plank flooring, plantation shutters, 10-foot ceilings, and 8-foot solid-core doors give the home a comfortable, polished feel. The kitchen's pale ocean-blue glass tile backsplash brings a soft, beachy touch to white Shaker cabinetry, white quartz countertops, and a rich stained-wood island. A gas cooktop with range hood, double wall ovens, and a walk-in pantry with custom shelving make the space as practical as it is beautiful. Stacking sliding glass doors connect the great room to the covered paver lanai, while a French door provides additional access from the dining area. Beyond, the
List Price/SqFt: 350.7

Property Features

Appliances: Dishwasher; Disposal; Double Oven; Dryer; Electric Oven; Gas Cooktop; Refrigerator; Tankless Water Heater; Washer Interior Features: Ceiling Fan(s); Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Patio And Porch Features: Covered; Front Porch; Patio; Screened Pool Features: In Ground; Heated; Salt Water; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Corner Lot; Few Trees; Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Playground; Spa/Hot Tub; Tennis Court(s); Other Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan