Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

436 FRESHWATER Drive, St. Johns, FL 32259 (MLS# 2021824)

436 FRESHWATER Drive, St. Johns, FL 32259

$1,190,000

Virtual Tour

https://property.kimlindseyphotography.com/sites/dbvrgzj/unbranded

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,804 Lot Size (sq. ft.): 15,682 Status: Closed

Current Price: $1,190,000 List Date: 4/26/2024 Last Modified: 10/15/2026

Overview

Description

You don't want to miss out on this beautiful Julington floorplan by Toll Brothers Pool Home located on a preserve lot. Step through the front door to discover exquisite wood tile flooring spanning the entire first level. Conveniently located on this floor is the master bedroom and a guest en-suite, ideal for accommodating elderly family members plus a versatile study or office space. Upstairs you will find 2 bedrooms, a full bathroom and a spacious area, perfect for a theater room, cozy retreat, playroom (or 5th bedroom!) Relax in the privacy of your pool while enjoying serene, pond/preserve views - a view that cannot be replicated. The home is across from an open field area perfect for soccer, frisbee, etc. Upgrades include new wood floors upstairs, pantry with quartz counters, custom shelves, drawers, and dual refrigerators, closet systems throughout, Level 2, 60 AMP Electric Car charger, whole house Generac generator, fire pit & much more! Don't let this opportunity pass you by!

Listing Details MLS# 2021824

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3804
Living Area Source: Public Records
Year Built: 2017
Lot Size Acres: 0.36
Association YN: Yes
Association Fee: 530
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: From Race Track Road turn onto Veteran's Pkwy. Turn Right on Longleaf Pine. Turn Right into Julington Lakes. Turn Left onto Freshwater. House on the right
Public Remarks: You don't want to miss out on this beautiful Julington floorplan by Toll Brothers Pool Home located on a preserve lot. Step through the front door to discover exquisite wood tile flooring spanning the entire first level. Conveniently located on this floor is the master bedroom and a guest en-suite, ideal for accommodating elderly family members plus a versatile study or office space. Upstairs you will find 2 bedrooms, a full bathroom and a spacious area, perfect for a theater room, cozy retreat, playroom (or 5th bedroom!) Relax in the privacy of your pool while enjoying serene, pond/preserve views - a view that cannot be replicated. The home is across from an open field area perfect for soccer, frisbee, etc. Upgrades include new wood floors upstairs, pantry with quartz counters, custom shelves, drawers, and dual refrigerators, closet systems throughout, Level 2, 60 AMP Electric Car charger, whole house Generac generator, fire pit & much more! Don't let this opportunity pass you by!
List Price/SqFt: 323.34
Sold Price/SqFt: 312.83

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Gas Range; Gas Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned Interior Features: Breakfast Bar; Built-in Features; Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement Exterior Features: Fire Pit Patio And Porch Features: Patio; Porch Pool Features: In Ground; Heated; Pool Sweep; Salt Water Spa Features: Private Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Waterfront Features: Pond Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Fitness Center; Jogging Path; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional