Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4356 HEMLOCK Street, Jacksonville, FL 32218 (MLS# 2170897)

4356 HEMLOCK Street, Jacksonville, FL 32218

$2,100

Property Type: Residential Lease Bedrooms: 3 Baths: 2 Square Footage: 1,711 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $2,100 List Date: 10/26/2026 Last Modified: 10/26/2026

Overview

Description

Welcome to The Arbors! This inviting 3-bedroom, 2-bath home offers approximately 1,714 square feet of comfortable living space with peaceful pond views. The open-concept floor plan creates an easy flow between the living, dining, and kitchen areas, featuring a kitchen island, breakfast bar, and pantry for added convenience. Smart home technology, a smart thermostat, walk-in closet, and attached two-car garage add to the home's appeal. Enjoy relaxing outdoors on the patio overlooking the pond. The Arbors offers desirable community amenities, including a swimming pool, fitness center, clubhouse, splash pad, and playground. Conveniently located on Jacksonville's Northside, with easy access to River City Marketplace, shopping, dining, major roadways, and Jacksonville International Airport. Enjoy modern living in a growing community with amenities for recreation and relaxation!

Listing Details MLS# 2170897

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1711
Living Area Source: Public Records
Year Built: 2024
Lot Size Acres: 0.14
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories Total: Yes
Senior Community YN: No
Directions: From I-95, take I-295 West toward the Northside. Take Exit 32 for Lem Turner Road and travel north approximately 0.5 mile. Turn left onto Hemlock Street and continue approximately 0.7 mile to the property in The Arbors community.
Public Remarks: Welcome to The Arbors! This inviting 3-bedroom, 2-bath home offers approximately 1,714 square feet of comfortable living space with peaceful pond views. The open-concept floor plan creates an easy flow between the living, dining, and kitchen areas, featuring a kitchen island, breakfast bar, and pantry for added convenience. Smart home technology, a smart thermostat, walk-in closet, and attached two-car garage add to the home's appeal. Enjoy relaxing outdoors on the patio overlooking the pond. The Arbors offers desirable community amenities, including a swimming pool, fitness center, clubhouse, splash pad, and playground. Conveniently located on Jacksonville's Northside, with easy access to River City Marketplace, shopping, dining, major roadways, and Jacksonville International Airport. Enjoy modern living in a growing community with amenities for recreation and relaxation!
List Price/SqFt: 1.23

Property Features

Appliances: Dishwasher; Electric Oven; Electric Range; Microwave; Refrigerator Association Amenities: Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Park Water Source: Public Parking Features: Garage Sewer: Public Sewer View: Pond Waterfront Features: Pond Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Electric Tenant Pays: All Utilities Pets Allowed: Breed Restrictions

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-10-23
Lease Term: 12 Months
Availability Date: 2027-01-16

Location Tax and Legal

Street Number: 4356
Street Name: HEMLOCK
Street Suffix: Street
State: FL
County: Duval
Postal Code: 32218
MLS Area Major: 091-Garden City/Airport
Subdivision Name: Arbors

Status Change Information

Major Change Timestamp: 2026-10-26T14:23:54Z
Major Change Type: New Listing

Deposits and Fees

Pet Fee/Deposit: 300
Security Deposit: 2100

More Information

Listing Office: ENDLESS SUMMER REALTY

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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