Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

434 HOWLAND Drive, Ponte Vedra, FL 32081 (MLS# 2088227)

434 HOWLAND Drive, Ponte Vedra, FL 32081

$3,500

Property Type: Residential Lease Bedrooms: 4 Baths: 4 Square Footage: 2,361 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $3,500 List Date: 5/17/2025 Last Modified: 6/25/2025

Overview

Description

Available June 1st. 2025 Nestled in the sought-after Greenleaf Village of Nocatee, this stunning lakefront home at 434 Howland Dr offers an exceptional living experience and access to St. Johns A+ top rated schools. Imagine sipping your morning coffee or unwinding in the evening while surrounded by the peaceful ambiance of waterfront living. Boasting 4 spacious bedrooms and 3.5 beautifully appointed bathrooms within its 2361 square feet, this residence provides ample space for comfortable family living. The thoughtfully designed floor plan features a luxurious owner's suite conveniently located on the main level, offering privacy and tranquility. Upstairs, you'll discover the remaining generously sized bedrooms, providing a perfect retreat for family members or guests. Enjoy the Florida lifestyle to its fullest with a delightful screened patio, ideal for relaxing and taking in the serene views of the sparkling lake.

Supplements: Don't miss the opportunity to live in this beautiful home in a prime Nocatee location, exceptional amenities and a vibrant community await. Amenities include: Splash Water Park: A resort-style water playground exclusively for Nocatee residents and their guests. It boasts thrilling high-speed water slides (including the tallest in Northeast Florida ... (Read more)

Listing Details MLS# 2088227

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2361
Living Area Source: Public Records
Year Built: 2013
Lot Size Acres: 0.14
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories Total: 2
Senior Community YN: No
Directions: From Valley Ridge Blvd. Turn onto Greenleaf Drive. At roundabout take first exit onto Carrier Dr. At stop sign turn left onto Howland Dr. Home will be on the right.
Public Remarks: Available June 1st. 2025 Nestled in the sought-after Greenleaf Village of Nocatee, this stunning lakefront home at 434 Howland Dr offers an exceptional living experience and access to St. Johns A+ top rated schools. Imagine sipping your morning coffee or unwinding in the evening while surrounded by the peaceful ambiance of waterfront living. Boasting 4 spacious bedrooms and 3.5 beautifully appointed bathrooms within its 2361 square feet, this residence provides ample space for comfortable family living. The thoughtfully designed floor plan features a luxurious owner's suite conveniently located on the main level, offering privacy and tranquility. Upstairs, you'll discover the remaining generously sized bedrooms, providing a perfect retreat for family members or guests. Enjoy the Florida lifestyle to its fullest with a delightful screened patio, ideal for relaxing and taking in the serene views of the sparkling lake.
List Price/SqFt: 1.48
Sold Price/SqFt: 1.48

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees Levels: Two Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Gas Oven; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Kitchen Island; Open Floorplan; Primary Downstairs Laundry Features: Lower Level; Sink Patio And Porch Features: Patio; Screened Association Amenities: Basketball Court; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Sidewalks Water Source: Public Parking Features: Garage Sewer: Public Sewer View: Lake Fencing: Back Yard Utilities: Cable Available; Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Available; Sewer Connected Cooling: Central Air Heating: Central Tenant Pays: All Utilities; Cable TV; Electricity; Gas; Grounds Care; Pest Control; Trash Collection; Water Pets Allowed: No

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/CgCsVXY
Property Sub Type: Single Family Residence
Listing Contract Date: 2025-05-16
Lease Term: 12 Months

Location Tax and Legal

Street Number: 434
Street Name: HOWLAND
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32081
MLS Area Major: 272-Nocatee South
Subdivision Name: Greenleaf Village

Status Change Information

Major Change Timestamp: 2025-06-25T22:50:42Z
Major Change Type: Status Change
Purchase Contract Date: 2025-05-20
Close Date: 2025-06-15
Close Price: 3500

Deposits and Fees

Application Fee: 50
Security Deposit: 3500

More Information

Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Last Updated: June - 25 - 2025

Information deemed reliable but not guaranteed.