Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

432 DALTON ML Drive, St. Johns, FL 32259 (MLS# 2068077)

432 DALTON ML Drive, St. Johns, FL 32259

$510,000

3 - Amenities Center and Nature Preserve

4 - Amenities Center and Nature Preserve

5 - Amenities Center and Nature Preserve

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,927 Status: Closed

Current Price: $510,000 List Date: 2/02/2025 Last Modified: 1/19/2026

Overview

Description

This home is single-level living at its finest. The spacious two-car garage flows directly into a convenient everyday entry that assists in streamlining your routine. A large laundry room just off the everyday entry features an added door that leads to the primary bathroom suite for even further suitability. The appealing primary bedroom suite boasts a lavish bath and generous closet space. Secondary bedrooms feature sizable closets and a shared hall bath with dual vanity sinks and sleek tile upgrades. This home design is a best seller with popular modern selections. The stylish kitchen features two-toned cabinetry, name-brand appliances, a chevron tile backsplash, and quartz countertops. The casual dining area is adjacent to the kitchen and provides a convenient and intimate setting. The great room is the perfect setting for relaxation with its cozy layout and a covered lanai overlooking the backyard. Schedule an appointment today to learn more about this stunning home!

Listing Details MLS# 2068077

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1927
Living Area Source: Plans
Year Built: 2025
Association YN: Yes
Association Fee: 153.67
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-10-31
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 329 towards Green Cove Springs. Head W on CR 210. It will turn into Greenbrier Rd. and you will follow that for 1.3 miles. Turn right into our Mill Creek Forest community via Bridgeton St. The sales office parking lot will be on your left as you pass the mill.
Public Remarks: This home is single-level living at its finest. The spacious two-car garage flows directly into a convenient everyday entry that assists in streamlining your routine. A large laundry room just off the everyday entry features an added door that leads to the primary bathroom suite for even further suitability. The appealing primary bedroom suite boasts a lavish bath and generous closet space. Secondary bedrooms feature sizable closets and a shared hall bath with dual vanity sinks and sleek tile upgrades. This home design is a best seller with popular modern selections. The stylish kitchen features two-toned cabinetry, name-brand appliances, a chevron tile backsplash, and quartz countertops. The casual dining area is adjacent to the kitchen and provides a convenient and intimate setting. The great room is the perfect setting for relaxation with its cozy layout and a covered lanai overlooking the backyard. Schedule an appointment today to learn more about this stunning home!
List Price/SqFt: 284.89
Sold Price/SqFt: 264.66

Property Features

Levels: One Appliances: Dishwasher; Disposal; Gas Cooktop; Gas Oven; Microwave; Tankless Water Heater Interior Features: Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Zoned Heating: Central; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Security Green Water Conservation: Water Recycling Security Features: Security System Owned Patio And Porch Features: Covered; Rear Porch Parking Features: Garage; Garage Door Opener Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Jogging Path; Pickleball; Playground; Tennis Court(s) Road Frontage Type: Private Road Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-02-02

Location Tax and Legal

Street Number: 432
Street Name: DALTON ML
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2025-07-15T19:55:28Z
Major Change Type: Status Change
Price Change Timestamp: 2025-05-02T17:15:18Z
Purchase Contract Date: 2025-06-06
Close Date: 2025-07-09
Close Price: 510000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: January - 19 - 2026

Information deemed reliable but not guaranteed.