Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

431 VALDERIA Drive, Orange Park, FL 32073 (MLS# 2169137)

431 VALDERIA Drive, Orange Park, FL 32073

$175,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,410 Lot Size (sq. ft.): 7,841 Status: Active

Current Price: $175,000 List Date: 10/14/2026 Last Modified: 10/28/2026

Overview

Description

SHORT SALE - CASH, HARD MONEY, OR RENOVATION LOANS ONLY. Opportunity awaits with this 3-bedroom, 2-bath concrete block home featuring a spacious floor plan, screened patio, fenced backyard, and inground saltwater pool. The interior offers a generous living area with a freestanding wood-burning fireplace, tiled dining area, and eat-in kitchen with newer appliances. With some TLC, this property offers excellent potential for investors or buyers looking to renovate and make it their own. Important Property Details: Roof approximately 11 years old, A/C approximately 10 years old, and water heater replaced in 2025. The pool is currently not operational, and its present condition differs from previous marketing photos. Property needs repairs and is being sold as-is. Conveniently located near Blanding Boulevard's shopping and dining, Orange Park Mall, and NAS Jacksonville. No HOA fees! Bring your vision and unlock this property's potential!

Listing Details MLS# 2169137

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1410
Living Area Source: Assessor
Year Built: 1964
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.18
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: East
Directions: Blanding to Edison to Valeria to 431 on R
Public Remarks: SHORT SALE - CASH, HARD MONEY, OR RENOVATION LOANS ONLY. Opportunity awaits with this 3-bedroom, 2-bath concrete block home featuring a spacious floor plan, screened patio, fenced backyard, and inground saltwater pool. The interior offers a generous living area with a freestanding wood-burning fireplace, tiled dining area, and eat-in kitchen with newer appliances. With some TLC, this property offers excellent potential for investors or buyers looking to renovate and make it their own. Important Property Details: Roof approximately 11 years old, A/C approximately 10 years old, and water heater replaced in 2025. The pool is currently not operational, and its present condition differs from previous marketing photos. Property needs repairs and is being sold as-is. Conveniently located near Blanding Boulevard's shopping and dining, Orange Park Mall, and NAS Jacksonville. No HOA fees! Bring your vision and unlock this property's potential!
List Price/SqFt: 124.11

Property Features

Architectural Style: Ranch Levels: One Appliances: Electric Range; Microwave Fireplace Features: Free Standing; Wood Burning Interior Features: Ceiling Fan(s) Flooring: Tile Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Patio; Screened Pool Features: In Ground Roof: Other Parking Features: Off Street; Shared Driveway Fencing: Back Yard; Wood Current Use: Residential Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-13

Location Tax and Legal

Street Number: 431
Street Name: VALDERIA
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 132-Bellair/Grove Park
Subdivision Name: Bellair

Status Change Information

Major Change Timestamp: 2026-10-28T12:50:37Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-28T12:50:37Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Listing Office: EXP REALTY LLC

Last Updated: October - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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