Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

429 TRACKER Street, St. Johns, FL 32259 (MLS# 2170976)

429 TRACKER Street, St. Johns, FL 32259

$1,517,036

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 4,072 Status: Pending

Current Price: $1,517,036 List Date: 10/26/2026 Last Modified: 10/26/2026

Overview

Description

Live in style with the Breckenridge! Two-story, 4,000 sq ft with 4 bedrooms, 4 baths, and 4-car garage. Open kitchen, dining, and living areas extend to a covered lanai. Master suite with spa bath and dual walk-ins. Game room and optional studio space plus your customization create your perfect home for family and entertaining.

Listing Details MLS# 2170976

General Property Information

Bedrooms Total: 4
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 4072
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Dimensions: 70x161
Association YN: Yes
Association Fee: 650
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1953
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-05-28
Garage YN: Yes
Garage Spaces: 4
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: I-95 S to Exit 333 for FL-9B S, Exit onto St Johns Pkwy, turn L on Longleaf Pine Pkwy, turn L on Veterans Pkwy. Make R on Landmark Blvd, turn L on Navigators Rd
Public Remarks: Live in style with the Breckenridge! Two-story, 4,000 sq ft with 4 bedrooms, 4 baths, and 4-car garage. Open kitchen, dining, and living areas extend to a covered lanai. Master suite with spa bath and dual walk-ins. Game room and optional studio space plus your customization create your perfect home for family and entertaining.
List Price/SqFt: 372.55

Property Features

Levels: Two Property Condition: Under Construction Appliances: Convection Oven; Dishwasher; Disposal; Gas Range; Microwave; Refrigerator; Tankless Water Heater Interior Features: Breakfast Bar; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s) Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Patio; Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; Gated Current Use: Residential; Single Family Association Amenities: Community Pool; Dog Park; Gated; Playground Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-26

Location Tax and Legal

Street Number: 429
Street Name: TRACKER
Street Suffix: Street
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Middlebourne

Status Change Information

Major Change Timestamp: 2026-10-26T21:48:04Z
Major Change Type: Status Change
Purchase Contract Date: 2026-10-26

DPR Eligible

DPR Eligible: No

More Information

Room Types

Bedroom 3 Level: Second
Bedroom 4 Level: Second
Dining Room Level: Main
Game Room Level: Second
Living Room Level: Main
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width
Primary Bedroom	Main	14.00	20.00
Living Room	Main	19.00	26.00
Dining Room	Main	13.00	15.00
Game Room	Second	21.00	15.00
Bedroom 3	Second	15.00	14.00
Bedroom 4	Second	12.00	11.00

Listing Office: ICI SELECT REALTY, INC.

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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