Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

428 SETTLERS LANDING Drive, Ponte Vedra, FL 32081 (MLS# 2027451)

428 SETTLERS LANDING Drive, Ponte Vedra, FL 32081

$4,195

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,362 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $4,195 List Date: 5/23/2024 Last Modified: 3/05/2025

Overview

Description

A Settler's Landing stunner. It is luxurious living at its finest, you won't want to miss it. Prepare to fall in love with this adorable front porch, frosted glass entry door, and beautiful coastal exterior design. Stepping through the front door, you'll take immediate notice of these light wood look floors throughout, tons of natural light, elegant wood tread stairs and transom windows for an incredible open stairwell design, and peaceful views of your wooded backyard. True gourmet kitchen boasts gorgeous Quartz counters, custom white and light wood contrasting cabinets, dark hardware for a modern look, SS appliances, herringbone subway tile backsplash, large island for additional seating, custom pendant lighting, oversized walk in pantry, and so much more. Overlooking your dining and family room space with two sets of sliders leading out to your massive lanai with large backyard, morning coffee sessions never felt more peaceful.

Supplements: Head upstairs to your 3 spacious guest bedrooms, all with large closets and a full guest bath complete with shower/tub combo, everyone's favorite designer floor tile, and comfort height sink vanity offering plenty of storage space. Laundry room offers shelving for storage and plenty of space to add cabinets or additional shelving. Upstairs master b ... (Read more)

Listing Details MLS# 2027451

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2362
Living Area Source: Appraiser
Year Built: 2022
Lot Size Acres: 0.15
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Stories Total: 2
Senior Community YN: No
Directions: US 1 N to right on Pine Island Rd, left on Crosswater Pkwy, to Crosswater Lakes Dr at round-a-bout, left on Freedom Landing Dr, left Crosswater Edge Dr, home on right.
Public Remarks: A Settler's Landing stunner. It is luxurious living at its finest, you won't want to miss it. Prepare to fall in love with this adorable front porch, frosted glass entry door, and beautiful coastal exterior design. Stepping through the front door, you'll take immediate notice of these light wood look floors throughout, tons of natural light, elegant wood tread stairs and transom windows for an incredible open stairwell design, and peaceful views of your wooded backyard. True gourmet kitchen boasts gorgeous Quartz counters, custom white and light wood contrasting cabinets, dark hardware for a modern look, SS appliances, herringbone subway tile backsplash, large island for additional seating, custom pendant lighting, oversized walk in pantry, and so much more. Overlooking your dining and family room space with two sets of sliders leading out to your massive lanai with large backyard, morning coffee sessions never felt more peaceful.
List Price/SqFt: 1.78
Sold Price/SqFt: 1.78

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees; Taxes; Trash Collection Appliances: Dishwasher; Gas Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Pantry Laundry Features: Electric Dryer Hookup; Washer Hookup Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Playground Water Source: Public Parking Features: Garage Utilities: Cable Available Cooling: Central Air Heating: Central Additional Fee Includes: Lease Prep Tenant Pays: All Utilities Pets Allowed: Breed Restrictions; Dogs OK; Number Limit

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2024-05-22
Lease Term: 12 Months
Availability Date: 2024-06-01

Location Tax and Legal

Street Number: 428
Street Name: SETTLERS LANDING
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32081
MLS Area Major: 272-Nocatee South
Subdivision Name: Settlers Landing

Status Change Information

Major Change Timestamp: 2024-06-17T23:59:37Z
Major Change Type: Status Change
Purchase Contract Date: 2024-06-14
Close Date: 2024-06-17
Close Price: 4195

Deposits and Fees

Additional Fee: 75
Application Fee: 50
Security Deposit: 4195

More Information

Listing Office: DAVIDSON PROPERTY MANAGEMENT

Last Updated: March - 05 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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