Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4259 POLO Court, Jacksonville, FL 32277 (MLS# 2170546)

4259 POLO Court, Jacksonville, FL 32277

$199,970

Virtual Tour

https://www.homes.com/property/4259-polo-ct-jacksonville-fl/p9f2dm8sed2x0/?dk=wddy3sfp8b9dd&tab=1&utm_source=Homes&utm_medium=email&utm_campaign=HM_PDT_B2B_ALL_MatterportNowLive_20250108&utm_id=98200939-f21b-f111-a5f8-5cba2c705840&utm_content=cta

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,368 Lot Size (sq. ft.): 1,742 Status: Active

Current Price: $199,970 List Date: 10/23/2026 Last Modified: 11/04/2026

Overview

Description

Rare Gem Near JU: No HOA, No CDD! Stop renting and start owning at 4259 Polo Court, a move-in-ready 2-bed, 2.5-bath townhome just minutes from Jacksonville University and Blue Cypress Park. Thoughtfully renovated in 2025, it's the perfect first home without HOA or CDD fees. Cozy up to the brick wood-burning corner fireplace in the bright, open living area, then step through sliding glass doors to your private fenced backyard and patio. The updated kitchen features new cabinets, granite countertops, a modern sink and faucet, and stainless steel appliances. Upstairs, two vaulted-ceiling bedrooms offer an airy retreat. Updated baths, laundry hookups, fresh paint inside and out, new fiber-cement siding, a new composite entry fence, a 2025 water heater, and a 2017 roof mean peace of mind from day one. Homes this updated, this close to JU, are hard to find. Book your showing today before this gem is gone!

Open Houses

Today, 2:00 pm - 4:00 pm
Sunday, November 8, 2:00 pm - 4:00 pm

Listing Details MLS# 2170546

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1368
Living Area Source: Appraiser
Year Built: 1986
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.04
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From Merril Rd, turn right on University Blvd, turn right on Edenfield, turn right on Polo Ct. The home will be on the left.
Public Remarks: Rare Gem Near JU: No HOA, No CDD! Stop renting and start owning at 4259 Polo Court, a move-in-ready 2-bed, 2.5-bath townhome just minutes from Jacksonville University and Blue Cypress Park. Thoughtfully renovated in 2025, it's the perfect first home without HOA or CDD fees. Cozy up to the brick wood-burning corner fireplace in the bright, open living area, then step through sliding glass doors to your private fenced backyard and patio. The updated kitchen features new cabinets, granite countertops, a modern sink and faucet, and stainless steel appliances. Upstairs, two vaulted-ceiling bedrooms offer an airy retreat. Updated baths, laundry hookups, fresh paint inside and out, new fiber-cement siding, a new composite entry fence, a 2025 water heater, and a 2017 roof mean peace of mind from day one. Homes this updated, this close to JU, are hard to find. Book your showing today before this gem is gone!
List Price/SqFt: 146.18

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Available; Electricity Connected; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Off Street Fencing: Fenced Current Use: Investment; Residential; Single Family Road Frontage Type: City Street Road Surface Type: Concrete Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-22

Location Tax and Legal

Street Number: 4259
Street Name: POLO
Street Suffix: Court
County: Duval
State: FL
Postal Code: 32277
MLS Area Major: 041-Arlington
Subdivision Name: Townhomes Of Woodmer

Status Change Information

Major Change Timestamp: 2026-10-30T02:56:31Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-30T02:56:31Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

sellers property disclosure ›

Listing Office: EXP REALTY LLC

Last Updated: November - 04 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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