Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

424 BORACAY Circle, St. Johns, FL 32259 (MLS# 2064428)

424 BORACAY Circle, St. Johns, FL 32259

$299,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,611 Lot Size (sq. ft.): 2,614 Status: Closed

Current Price: $299,000 List Date: 1/13/2025 Last Modified: 4/17/2026

Overview

Description

Incredibly appealing like-new Townhome in Grand Isles @ Beachwalk PRICED to SELL! Completed in Nov 2022, this unit was professionally painted & decorated including hand-picked lighting & bathroom mirrors. Fully-Equipped in the Kitchen w/ Stainless Appliances & Quartz Countertops. Fully-Equipped Laundry Room! Washer and Dryer will convey! Water treatment system will convey! Bedrooms boast ceiling fans & are Upstairs along w/ 2 Full Baths. Downstairs, all wood-look plank tile w/ nicely-sized living space, appealing natural light, open floor plan, powder bath, storage closet under stairs & spacious kitchen w/ pantry and California-height island. One-car attached garage and paver driveway. Covered, screened lanai looks to tree buffer. Beachwalk amenities include the Crystal Lagoon, Clubhouse, Dog Splash Park, Tennis Courts, Putting Course, Fitness Center & Kids Club. Ready for a quick close!

Listing Details MLS# 2064428

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1611
Living Area Source: Public Records
Year Built: 2022
Lot Size Acres: 0.06
Association YN: Yes
Association Fee: 381.33
Association Fee Frequency: Monthly
Association Fee 2: 215
Association Fee 2 Frequency: Monthly
Association Name: Grand Isles & Beachwalk Clubhouse
Association Phone: 904.295.3921
CDD Fee YN: Yes
CDD Fee Amount: 2317.03
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: North
Directions: From I-95 & County Road 210 Exit: Travel East on CR210 for 1.3 mi to Left on Beachwalk Blvd (1st Beachwalk Entrance). Then Left on Albany Bay for 1/2 mi to Left on Boracay Cir
Public Remarks: Incredibly appealing like-new Townhome in Grand Isles @ Beachwalk PRICED to SELL! Completed in Nov 2022, this unit was professionally painted & decorated including hand-picked lighting & bathroom mirrors. Fully-Equipped in the Kitchen w/ Stainless Appliances & Quartz Countertops. Fully-Equipped Laundry Room! Washer and Dryer will convey! Water treatment system will convey! Bedrooms boast ceiling fans & are Upstairs along w/ 2 Full Baths. Downstairs, all wood-look plank tile w/ nicely-sized living space, appealing natural light, open floor plan, powder bath, storage closet under stairs & spacious kitchen w/ pantry and California-height island. One-car attached garage and paver driveway. Covered, screened lanai looks to tree buffer. Beachwalk amenities include the Crystal Lagoon, Clubhouse, Dog Splash Park, Tennis Courts, Putting Course, Fitness Center & Kids Club. Ready for a quick close!
List Price/SqFt: 185.6
Sold Price/SqFt: 185.6

Property Features

Architectural Style: Contemporary Levels: Two Rental Restrictions: 6 Months Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement; Frame Patio And Porch Features: Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener View: Trees/Woods Current Use: Residential Association Amenities: Beach Access; Clubhouse; Community Pool; Dog Park; Fitness Center; Management - Full Time; Management - On Site; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Home Sale

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2025-01-13

Location Tax and Legal

Street Number: 424
Street Name: BORACAY
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Twin Creeks North

Status Change Information

Major Change Timestamp: 2025-03-14T13:35:13Z
Major Change Type: Status Change
Purchase Contract Date: 2025-02-07
Close Date: 2025-03-14
Close Price: 299000

Smart Home Features

Other: RING DOORBELL

More Information

DPR Eligible

DPR Eligible: No

Listing Office: IDEAL REALTY CONNECTIONS

Last Updated: April - 17 - 2026

Broker Attribution: [email protected]

Information deemed reliable but not guaranteed.