Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4220 PLANTATION OAKS Boulevard 1715, Orange Park, FL 32065 (MLS# 2137435)

4220 PLANTATION OAKS Boulevard 1715, Orange Park, FL 32065

$190,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,484 Status: Closed

Current Price: $190,000 List Date: 3/30/2026 Last Modified: 7/10/2026

Overview

Description

Well-maintained 3-bedroom, 2.5-bath town home in Plantation Oaks offers a functional layout and low-maintenance living in a highly convenient location making this townhome one of the best values around. The main level features durable LVP flooring across the entry, dining, and living areas, stainless steel appliances, creating a functional and easy-to-maintain space. The layout flows naturally into the living area for everyday use or entertaining. Upstairs includes all three bedrooms, including a private primary suite. AC replaced just 1 year ago, offering comfort and peace of mind. Located minutes from Blanding Blvd, shopping, dining, and I-295 for quick access to Jacksonville.

Listing Details MLS# 2137435

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1484
Living Area Source: Public Records
Year Built: 2010
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: Yes
Association Fee: 462
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1341.72
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: Form I-295, Take Exit 12 for Blanding Blvd (SR-21) and head south. Continue approximately 3 miles, then turn right onto Plantation Oaks Blvd. Follow Plantation Oaks Blvd into the community. Continue to building/unit 1715.
Public Remarks: Well-maintained 3-bedroom, 2.5-bath town home in Plantation Oaks offers a functional layout and low-maintenance living in a highly convenient location making this townhome one of the best values around. The main level features durable LVP flooring across the entry, dining, and living areas, stainless steel appliances, creating a functional and easy-to-maintain space. The layout flows naturally into the living area for everyday use or entertaining. Upstairs includes all three bedrooms, including a private primary suite. AC replaced just 1 year ago, offering comfort and peace of mind. Located minutes from Blanding Blvd, shopping, dining, and I-295 for quick access to Jacksonville.
List Price/SqFt: 128.03
Sold Price/SqFt: 128.03

Property Features

Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Electric Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: Assigned; On Street Current Use: Residential; Single Family Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-03-30

Location Tax and Legal

Street Number: 4220
Street Name: PLANTATION OAKS
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Coventry

Status Change Information

Major Change Timestamp: 2026-07-01T14:19:05Z
Major Change Type: Status Change
Purchase Contract Date: 2026-04-30
Close Date: 2026-06-29
Close Price: 190000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: MARK SPAIN REAL ESTATE

Last Updated: July - 10 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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