Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

419 E 4TH Street, Jacksonville, FL 32206 (MLS# 2082828)

419 E 4TH Street, Jacksonville, FL 32206

$320,000

Virtual Tour

https://www.zillow.com/view-3d-home/08fcee79-427a-4ae4-84d5-42ba3ee407f3?setAttribution=mls&wl=true&utm_source=dashboard

Idea 1 - The back garden could be your own personal oasis with a beautiful pool.

Idea 2 - A car enthusiast? You can custom build your own garage with workshop to keep your cars clean and happy.

Blank Canvas - swimming pool, garage or both??

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,212 Lot Size (sq. ft.): 6,970 Status: Closed

Current Price: $320,000 List Date: 4/25/2025 Last Modified: 10/23/2026

Overview

Description

Craftsman charm meets modern efficiency at 419 E. 4th St. - a 2021 TerraWise built 3BR/2BA home in Springfield, one of Jacksonville's most vibrant historic districts. Blending timeless design with eco-conscious living, this home features a gunshot-style layout, 9' ceilings, polished concrete floors, and abundant natural light. Enjoy premium appliances including a Samsung Bespoke fridge and Electrolux washer/dryer, a walk-in closet in the primary suite, and smart storage throughout. The 203' deep lot offers covered porches, custom deck, fenced gardens, and on and off-street parking. With seller-owned solar, Low-E windows, energy-efficient systems, and a 7-year builder's warranty, this home delivers beauty, comfort, and peace of mind. Live steps from Dreamette, 1748 Bakehouse, Uptown, Othello and events like PorchFest and Home Tour and Garden. Klutho Park's disc golf, murals, and a walkable, creative community complete the picture. More than a home - it is a LIFESTYLE!

Listing Details MLS# 2082828

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1212
Living Area Source: Builder
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.16
Lot Size Dimensions: 34 x 203
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I 95 N: Exit 353B Union/Beaver St. Left on N. Liberty St. Right on E 4th St passed Walnut St. 419 is on your left. From Arlington Expressway: Exit via E. Union St. Right on N. Liberty St. Right on E. 4th St passed Walnut St., 419 is on your left.
Public Remarks: Craftsman charm meets modern efficiency at 419 E. 4th St. - a 2021 TerraWise built 3BR/2BA home in Springfield, one of Jacksonville's most vibrant historic districts. Blending timeless design with eco-conscious living, this home features a gunshot-style layout, 9' ceilings, polished concrete floors, and abundant natural light. Enjoy premium appliances including a Samsung Bespoke fridge and Electrolux washer/dryer, a walk-in closet in the primary suite, and smart storage throughout. The 203' deep lot offers covered porches, custom deck, fenced gardens, and on and off-street parking. With seller-owned solar, Low-E windows, energy-efficient systems, and a 7-year builder's warranty, this home delivers beauty, comfort, and peace of mind. Live steps from Dreamette, 1748 Bakehouse, Uptown, Othello and events like PorchFest and Home Tour and Garden. Klutho Park's disc golf, murals, and a walkable, creative community complete the picture. More than a home - it is a LIFESTYLE!
List Price/SqFt: 272.28
Sold Price/SqFt: 264.03

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Microwave; Washer; Washer/Dryer Stacked Interior Features: Breakfast Bar; Ceiling Fan(s); Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Smart Thermostat; Walk-In Closet(s) Flooring: Concrete Laundry Features: In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Locks; Programmable Thermostat; Security Green Building Verification Type: ENERGY STAR Certified Homes 3 Green Energy Efficient: Doors; HVAC; Insulation; Thermostat; Water Heater; Windows Green Water Conservation: Efficient Hot Water Distribution; Low-Flow Fixtures Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Composition Siding; Frame Patio And Porch Features: Covered; Deck; Front Porch; Rear Porch Roof: Shingle Parking Features: Off Street; On Street Lot Features: Historic Area Fencing: Back Yard; Fenced; Full; Privacy; Other Current Use: Residential; Single Family Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection