Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

418 FRESHWATER Drive, St. Johns, FL 32259 (MLS# 2147573)

418 FRESHWATER Drive, St. Johns, FL 32259

$895,000

Virtual Tour

https://www.zillow.com/view-imx/0b649002-eb01-4f7f-841b-19da33eb42a0?wl=true&setAttribution=mls&initialViewType=pano

Chef-style kitche with solid surfaces, Whirlpool appliances,

Large Chef Style kitchen with large center island

Large ensuite Primary Bath-Dual Vanities, Garden Tub & Shower

Inside Laundry with Washer, Gas Dryer, sink & Storage!

Large Covered and Screened Lanai overlooking pool

Beautufuly gas-heated, saltwater pool and Spa wi screen enclosure

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,730 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $895,000 List Date: 5/28/2026 Last Modified: 7/15/2026

Overview

Description

Experience luxury one-story living in sought-after Julington Lakes! Built by Toll Brothers, this stunning 4BR/3BA Anastasia Craftsman design offers coastal-inspired elegance on a preserve homesite within a gated community. The open-concept layout features designer upgrades, an extended primary suite with spa-style bath, oversized secondary bedrooms, and expansive living spaces ideal for entertaining. Triple sliding glass doors open to an extended covered lanai with a private saltwater gas-heated pool and spa overlooking tranquil preserve views. Additional highlights include a 3-car garage and seamless indoor-outdoor living. Residents enjoy resort-style amenities including clubhouse, fitness center, pool, tennis, basketball courts, kayak launch, parks, walking trails, and direct boardwalk access to Veterans Park. Neighborhood has many community events with food trucks, fireworks, parades, etc. Convenient to top-rated schools, shopping, dining, and major commuter routes.

Supplements: Welcome to 418 Freshwater Drive, an exceptional luxury residence located within the highly desirable gated community of Julington Lakes in Northwest St. Johns County. Built by renowned luxury builder Toll Brothers, this beautifully designed Anastasia Craftsman floor plan combines elegant coastal styling, thoughtful architectural details, and functi ... (Read more)

Listing Details MLS# 2147573

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2730
Living Area Source: Public Records
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 577.52
Association Fee Frequency: Quarterly
Association Name: Julington Lakes
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: Yes
Senior Community YN: No
Directions: Veteran's Pkwy to Left on Longleaf Pine. Right on Julington Lakes Drive. Take to Freshwater Drive turn LEFT. Home down on the right.
Public Remarks: Experience luxury one-story living in sought-after Julington Lakes! Built by Toll Brothers, this stunning 4BR/3BA Anastasia Craftsman design offers coastal-inspired elegance on a preserve homesite within a gated community. The open-concept layout features designer upgrades, an extended primary suite with spa-style bath, oversized secondary bedrooms, and expansive living spaces ideal for entertaining. Triple sliding glass doors open to an extended covered lanai with a private saltwater gas-heated pool and spa overlooking tranquil preserve views. Additional highlights include a 3-car garage and seamless indoor-outdoor living. Residents enjoy resort-style amenities including clubhouse, fitness center, pool, tennis, basketball courts, kayak launch, parks, walking trails, and direct boardwalk access to Veterans Park. Neighborhood has many community events with food trucks, fireworks, parades, etc. Convenient to top-rated schools, shopping, dining, and major commuter routes.
List Price/SqFt: 329.3
Sold Price/SqFt: 327.84

Property Features

Architectural Style: Ranch; Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Gated with Guard; Security Gate; Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Stone Veneer Patio And Porch Features: Covered; Patio; Screened Pool Features: In Ground; Gas Heat; Heated; Salt Water; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Management - Off Site; Playground; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds; Security Community Features: Curbs; Gated; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; Lease Option; VA Loan