Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4175 ARBOR MILL Circle, Orange Park, FL 32065 (MLS# 1043205)

4175 ARBOR MILL Circle, Orange Park, FL 32065

$285,000

Virtual Tour

http://tours.KimLindseyPhotography.com/tour/MLS/4175ArbormillCir_OrangePark_FL_32065_939_113609.html

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,028 Status: Closed

Current Price: $285,000 List Date: 3/12/2020 Last Modified: 3/02/2026

Overview

Description

Looking for that perfect home in Oakleaf Plantation without a CDD fee? Look no further... this beautiful, like-new home located in Arbor Mill is a must see! Lennar built, Trevi model, offers 4 bedrooms, 3 bathrooms, over 2000 sq feet of living space and designer touches throughout. A beautiful, gourmet kitchen with quartz counter tops, 42'' cabinets with crown molding, large pantry and Frigidaire stainless steel appliances. Open concept floor plan with wood-look tile throughout the house and carpeted bedrooms. Spacious master suite with large walk in closets, dual vanity in the master bath, walk in shower and separate soaker tub. Slider doors open to a pavered screened lanai which overlooks a spacious preserve view lot.

Supplements: Just moments from all the conveniences of Oakleaf, great schools and an easy drive toall major roadways, Cecil Field, and NAS Jacksonville. This home with not last long, call to schedule your private tour today.

Listing Details MLS# 1043205

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2028
Living Area Source: Plans
Year Built: 2018
Association YN: Yes
Association Fee: 520
Association Fee Frequency: Annually
Association Name: ASSOCIA
Association Phone: 904-367-8532
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: 295 TO BLANDING BLVD. TURN RIGHT ONTO ARGYLE FOREST BLVD. LEFT ONTO CHARTER OAKS BLVD. LEFT ONTO ARBOR MILL CIR.
Public Remarks: Looking for that perfect home in Oakleaf Plantation without a CDD fee? Look no further... this beautiful, like-new home located in Arbor Mill is a must see! Lennar built, Trevi model, offers 4 bedrooms, 3 bathrooms, over 2000 sq feet of living space and designer touches throughout. A beautiful, gourmet kitchen with quartz counter tops, 42'' cabinets with crown molding, large pantry and Frigidaire stainless steel appliances. Open concept floor plan with wood-look tile throughout the house and carpeted bedrooms. Spacious master suite with large walk in closets, dual vanity in the master bath, walk in shower and separate soaker tub. Slider doors open to a pavered screened lanai which overlooks a spacious preserve view lot.
List Price/SqFt: 144.23
Sold Price/SqFt: 140.53

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Dishwasher; Disposal; Electric Range; Ice Maker; Microwave; Tankless Water Heater Interior Features: Kitchen Island; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame Patio And Porch Features: Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Community Pool Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-03-12

Location Tax and Legal

Street Number: 4175
Street Name: ARBOR MILL
Street Suffix: Circle
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Arbor Mill At Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2020-05-15T23:17:30Z
Major Change Type: Status Change
Purchase Contract Date: 2020-04-10
Close Date: 2020-05-11
Close Price: 285000

Historical Information

Public Historical Remarks 1: Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Dining-Living/Dining Combo: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Fenced Partial: Y

More Information

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: March - 02 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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