Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

416 BELL BRANCH Lane, St. Johns, FL 32259 (MLS# 2064800)

416 BELL BRANCH Lane, St. Johns, FL 32259

$480,000

Virtual Tour

https://www.zillow.com/view-imx/1cf52ebb-7cbf-4034-9c0d-169126f3aa48?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,134 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $480,000 List Date: 1/15/2025 Last Modified: 1/18/2026

Overview

Description

This stunning 4-bedroom/2.5 bath split floorplan home offers versatility & charm, with one bedroom currently utilized as a home office. Enjoy the option of a formal living or dining room, kitchen with stainless steel appliances, 42'' wood cabinets & breakfast bar that opens to a cozy family room featuring a fireplace. The primary suite features 2 closets, separate vanities & garden tub. Situated on a 1/4 acre cull-de-sac lot the covered patio with pavers and firepit and large fenced yard provides ample space for outdoor living and entertaining plus a convenient side-entry garage adds to the appeal. Located in a community with top rated schools within walking or biking distance, you'll also enjoy exceptional amenities, including pools, parks, fitness center clay tennis courts, a skate park, basketball courts, and more, + nearby shopping for ultimate convenience. ALL APPLIANCES CONVEY, NEW ROOF IN 2016, AC IN 2022 Please see documents for offer instructions

Listing Details MLS# 2064800

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2134
Living Area Source: Public Records
Year Built: 2002
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
Association Name: JCP POA
Association Phone: 904-503-4915
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: FROM 295, EXIT PEYTON PARKWAY TO WEST ON RACETRACK ROAD, L ON DURBIN CREEK, L AT FLORA BRANCH, L INTO SAWMILL POINTE ON VELVET LEAF, R ON BELL BRANCH.
Public Remarks: This stunning 4-bedroom/2.5 bath split floorplan home offers versatility & charm, with one bedroom currently utilized as a home office. Enjoy the option of a formal living or dining room, kitchen with stainless steel appliances, 42'' wood cabinets & breakfast bar that opens to a cozy family room featuring a fireplace. The primary suite features 2 closets, separate vanities & garden tub. Situated on a 1/4 acre cull-de-sac lot the covered patio with pavers and firepit and large fenced yard provides ample space for outdoor living and entertaining plus a convenient side-entry garage adds to the appeal. Located in a community with top rated schools within walking or biking distance, you'll also enjoy exceptional amenities, including pools, parks, fitness center clay tennis courts, a skate park, basketball courts, and more, + nearby shopping for ultimate convenience. ALL APPLIANCES CONVEY, NEW ROOF IN 2016, AC IN 2022 Please see documents for offer instructions
List Price/SqFt: 227.27
Sold Price/SqFt: 224.93

Property Features

Architectural Style: Ranch Levels: One Rental Restrictions: 3 Months Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Jack and Jill Bath; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage Door Opener Lot Features: Wooded View: Protected Preserve Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Golf Course; Jogging Path; Park; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-01-15

Location Tax and Legal

Street Number: 416
Street Name: BELL BRANCH
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2025-03-19T22:18:24Z
Major Change Type: Status Change
Purchase Contract Date: 2025-01-22
Close Date: 2025-03-19
Close Price: 480000

Fireplace Features

Fireplaces Total: Yes

More Information

Smart Home Features

Other: RING DOORBELL

DPR Eligible

DPR Eligible: No

Documents

HOA DISCLOSURE ›

Listing Office: RE/MAX SPECIALISTS

Last Updated: January - 18 - 2026

Information deemed reliable but not guaranteed.