Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

415 SOPHIA Terrace, St. Augustine, FL 32095 (MLS# 747435)

415 SOPHIA Terrace, St. Augustine, FL 32095

$737,000

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,763 Status: Closed

Current Price: $737,000 List Date: 11/29/2014 Last Modified: 12/19/2024

Overview

Description

This Benchmark Beauty has been meticulously maintained & is perfect for entertaining. Masterpiece cooks kitchen boasts Luxor Cabinets with center island, instant hot water, granite counters, double spice rack & more. All appliances replaced one year ago. GE monogram Micro & double oven with Griddle,Bosch Dishwasher,& sub zero refrigerator. Full butlers pantry. Travertine floors in all major living areas. Plantation shutters throughout. Four bedrooms each with own private bath plus full office. Salt water heated pool with spa area & control panel for the pool located inside the house. Entire interior of house painted one year ago. Two hot water heaters and deep well for irrigation replaced just 2 yrs ago. One yr home warranty included with purchase. Bring your most discriminating buyers.

Supplements: buyers.

Listing Details MLS# 747435

General Property Information

Bedrooms Total: 4
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3763
Living Area Source: Public Records
Year Built: 2006
Lot Size Dimensions: .34
Association YN: Yes
Association Fee: 82.6
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 3283.2
New Construction YN: No
Garage Spaces: 3
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: US 1 to Palencia entrance. Rt at round about through guard gate. Rt on North River ( 3rd rt past guard gate) , rt on 2nd Sophia Terrace. Home is on left
Public Remarks: This Benchmark Beauty has been meticulously maintained & is perfect for entertaining. Masterpiece cooks kitchen boasts Luxor Cabinets with center island, instant hot water, granite counters, double spice rack & more. All appliances replaced one year ago. GE monogram Micro & double oven with Griddle,Bosch Dishwasher,& sub zero refrigerator. Full butlers pantry. Travertine floors in all major living areas. Plantation shutters throughout. Four bedrooms each with own private bath plus full office. Salt water heated pool with spa area & control panel for the pool located inside the house. Entire interior of house painted one year ago. Two hot water heaters and deep well for irrigation replaced just 2 yrs ago. One yr home warranty included with purchase. Bring your most discriminating buyers.
List Price/SqFt: 199.04
Sold Price/SqFt: 195.85

Property Features

Approx Parcel Size: .25 to .5 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Gas Range; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Bar; Built-in Features; Central Vacuum; Entrance Foyer; Kitchen Island; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Connected; Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Security Features: Security System Leased; Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Patio Pool Features: In Ground; Heated; Screen Enclosure Spa Features: Private Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Playground; Sauna; Security; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2014-11-29

Location Tax and Legal

Street Number: 415
Street Name: SOPHIA
Street Suffix: Terrace
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 312-Palencia Area
Subdivision Name: Palencia

Status Change Information

Major Change Timestamp: 2015-01-24T00:17:44Z
Major Change Type: Status Change
Purchase Contract Date: 2014-12-26
Close Date: 2015-01-23
Close Price: 737000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Home Service-Warranty: Y, Club Amenities-Nature Trails: Y, Bath-Owner Bath W/Whirlpool: Y, Kitchen-Solid Surface Countertops: Y, Courtyard Entry Garage: Y, Stone Fireplace: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Landscape Lighting: Y, Covenants/Restrictions: Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Baseball Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-French Door(s): Y
Public Historical Remarks 3: Occupant Type: Appointment, Call Listing Office, Occupied - Lockbox, Gated

Room Information

Room Name
Living Room
Family Room
Great Room
Office
Utility Room

Listing Office: WATSON REALTY CORP

Last Updated: December - 19 - 2024

Information deemed reliable but not guaranteed.