Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

415 BORACAY Circle, St. Johns, FL 32259 (MLS# 1214186)

415 BORACAY Circle, St. Johns, FL 32259

$355,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,631 Status: Closed

Current Price: $355,000 List Date: 2/24/2023 Last Modified: 2/27/2026

Overview

Description

Come out and see this beautiful new Beachwalk pond front home in Grand Isle! The Lennar Keywest Floorplan home was finished late in 2022 and never been lived in! New beautiful ceiling fans in all of the bedrooms and the family room along with a new pendant light in the Kitchen over the large island! Gorgeous Tile floors throughout the entire first floor make for a very low maintenance gathering and entertaining area! Stunning kitchen, huge master bedroom, large guest bedrooms, separate laundry room with washer and dryer conveying all make up the second floor! You will love the gorgeous view of the pond right out the back of the master bedroom and family room! Window blinds are in all of the windows so this home is absolutely move in ready! Agents SEE private remarks for FEE Breakdown

Supplements: And you will enjoy the screened paver covered porch as well that also boasts the spectacular and peaceful view of the pond! Don't miss out on this Beachwalk gem!

Listing Details MLS# 1214186

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1631
Living Area Source: Public Records
Year Built: 2022
Association YN: Yes
Association Fee: 528
Association Fee Frequency: Monthly
Association Fee 2: 750
CDD Fee YN: Yes
CDD Fee Amount: 1787.83
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Directions: From I95 head east on CR 210, take a left onto Beachwalk Blvd , Turn left onto Albany Bay Blvd, left onto Boracay Cir, home is on the right
Public Remarks: Come out and see this beautiful new Beachwalk pond front home in Grand Isle! The Lennar Keywest Floorplan home was finished late in 2022 and never been lived in! New beautiful ceiling fans in all of the bedrooms and the family room along with a new pendant light in the Kitchen over the large island! Gorgeous Tile floors throughout the entire first floor make for a very low maintenance gathering and entertaining area! Stunning kitchen, huge master bedroom, large guest bedrooms, separate laundry room with washer and dryer conveying all make up the second floor! You will love the gorgeous view of the pond right out the back of the master bedroom and family room! Window blinds are in all of the windows so this home is absolutely move in ready! Agents SEE private remarks for FEE Breakdown
List Price/SqFt: 223.73
Sold Price/SqFt: 217.66

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Walk-In Closet(s) Flooring: Carpet; Tile Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement Patio And Porch Features: Front Porch; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Waterfront Features: Pond Current Use: Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Jogging Path; Maintenance Grounds; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2023-02-24

Location Tax and Legal

Street Number: 415
Street Name: BORACAY
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Grand Isle At Beachwalk

Status Change Information

Major Change Timestamp: 2023-11-17T19:09:03Z
Major Change Type: Price Reduced
Price Change Timestamp: 2023-06-14T16:58:00Z
Purchase Contract Date: 2023-08-02
Close Date: 2023-08-21
Close Price: 355000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Dining-Kitchen/Family Combo: Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Dining-Living/Dining Combo: Y, Interior Amenities-Sliding Glass Door(s): Y

Room Information

Room Name
Family Room

Listing Office: MOMENTUM REALTY

Last Updated: February - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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