Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4138 CARRIAGE CROSSING Lane, Orange Park, FL 32065 (MLS# 2170730)

4138 CARRIAGE CROSSING Lane, Orange Park, FL 32065

$415,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,824 Lot Size (sq. ft.): 10,890 Status: Pending

Current Price: $415,000 List Date: 10/23/2026 Last Modified: 11/05/2026

Overview

Description

Discover exceptional comfort, thoughtful upgrades, and unmatched backyard privacy in this beautifully enhanced home located in the highly desirable Eagle Landing community. Known for its 18-hole championship golf course and impressive resort-style amenities, Eagle Landing offers a lifestyle that feels like a retreat every day. Tucked against a peaceful wooded preserve with more than 100 yards of natural backdrop and no rear neighbors, this property offers a level of privacy that's hard to find. The fully fenced backyard features fresh sod, updated landscaping, and attractive stone accents. A screened-in patio with a dedicated gas connection for grilling creates the perfect setting for outdoor entertaining or relaxing while enjoying the surrounding nature.

Supplements: Inside, natural light fills the home through three beautiful bay windows added to the kitchen and bedrooms, providing over 100 square feet of expanded space while enhancing the home's architectural character. Fresh interior paint, updated lighting, and upgraded oversized ceiling fans throughout the bedrooms, living area, and patio create a bright, ... (Read more)

Listing Details MLS# 2170730

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1824
Living Area Source: Public Records
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.25
Association YN: Yes
Association Fee: 57
Association Fee Frequency: Annually
Association Name: FREEDOM COMMUNITY MANAGEMENT
Association Phone: 904-480-8191
CDD Fee YN: Yes
CDD Fee Amount: 3800
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: South
Directions: From Argyle Forest Blvd, head west onto Oakleaf Plantation Pkwy. Turn right on Eagle Landing Pkwy, left on Eagle Crossing Dr, then left on Autumn Pines Dr. Continue toward Club Lake Dr and follow to Carriage Crossing Ln.
Public Remarks: Discover exceptional comfort, thoughtful upgrades, and unmatched backyard privacy in this beautifully enhanced home located in the highly desirable Eagle Landing community. Known for its 18-hole championship golf course and impressive resort-style amenities, Eagle Landing offers a lifestyle that feels like a retreat every day. Tucked against a peaceful wooded preserve with more than 100 yards of natural backdrop and no rear neighbors, this property offers a level of privacy that's hard to find. The fully fenced backyard features fresh sod, updated landscaping, and attractive stone accents. A screened-in patio with a dedicated gas connection for grilling creates the perfect setting for outdoor entertaining or relaxing while enjoying the surrounding nature.
List Price/SqFt: 227.52

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub Flooring: Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Patio; Screened Roof: Shingle Parking Features: Garage; On Street Fencing: Fenced Current Use: Residential; Single Family Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Dog Park; Fitness Center; Golf Course; Jogging Path; Management - On Site; Park; Pickleball; Playground; Racquetball; Tennis Court(s) Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-23

Location Tax and Legal

Street Number: 4138
Street Name: CARRIAGE CROSSING
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Eagle Landing

Status Change Information

Major Change Timestamp: 2026-11-05T18:07:18Z
Major Change Type: Status Change
Purchase Contract Date: 2026-11-05

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: MARK SPAIN REAL ESTATE

Last Updated: November - 05 - 2026

Information deemed reliable but not guaranteed.