Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4123 N PEBBLE BROOKE Circle, Orange Park, FL (MLS# 771098)

4123 N PEBBLE BROOKE Circle, Orange Park, FL

$130,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,334 Status: Closed

Current Price: $130,000 List Date: 5/07/2015 Last Modified: 4/10/2026

Overview

Description

Well maintained and ready for new owners. This lovely home includes an open floor plan, family room features crown molding and plenty of natural light. Kitchen includes a breakfast nook and all kitchen appliances stay. Split bedroom floor plan, master bathroom features his and her basins, garden tub and separate shower. Fully fenced backyard, covered patio, and separate irrigation meter.

Listing Details MLS# 771098

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1334
Living Area Source: Public Records
Year Built: 2005
Homestead YN: Yes
Association YN: Yes
Association Fee: 60
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1596.66
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: 295 to S on Blanding Blvd, L on Argyle Forest Blvd, approx. 5 miles, turn L onto Oakleaf Village Parkway. Turn R onto Plantation Oaks Dr, turn R onto Silver Bluff Dr, L onto N. Pebble Brooke Cir.
Public Remarks: Well maintained and ready for new owners. This lovely home includes an open floor plan, family room features crown molding and plenty of natural light. Kitchen includes a breakfast nook and all kitchen appliances stay. Split bedroom floor plan, master bathroom features his and her basins, garden tub and separate shower. Fully fenced backyard, covered patio, and separate irrigation meter.
List Price/SqFt: 104.87
Sold Price/SqFt: 97.45

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2015-05-07

Location Tax and Legal

Street Number: 4123
Street Direction Prefix: N
Street Name: PEBBLE BROOKE
Street Suffix: Circle
County: Clay
State: FL
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2015-07-10T19:21:35Z
Major Change Type: Status Change
Purchase Contract Date: 2015-06-19
Close Date: 2015-07-10
Close Price: 130000

Historical Information

Public Historical Remarks 1: Utilities-Separate Irrigation Meter: Y, Football Field(s): Y, Self Cleaning Oven: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-French Door(s): Y
Public Historical Remarks 3: Occupant Type: Appointment, Call Listing Office, Occupied - Lockbox

More Information

Room Information

Room Name
Utility Room

Listing Office: WATSON REALTY CORP

Last Updated: April - 10 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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