Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

412 TORTOISE Trace, St. Johns, FL 32259 (MLS# 1048130)

412 TORTOISE Trace, St. Johns, FL 32259

$478,500

Virtual Tour

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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,212 Status: Closed

Current Price: $478,500 List Date: 4/10/2020 Last Modified: 5/19/2026

Overview

Description

All major updates Done!! New roof, newer HVAC, water heater, electric pool heater, 2018 pool pump, 2019 Rainbird irrigation and freshly painted interior. This lovely St. Johns County pool home in sought after community of Julington Creek Plantation features four bedrooms, four bath, a three-way split open floor plan, an office/den with pocket French doors, a huge bonus room with full bath and three car side entry garage. Great curb appeal and welcoming front porch. Spacious kitchen with 42''cabinets, stainless steel appliances, a huge center kitchen island, perfect for food prep and gatherings, is open to the family room making this space ideal for entertaining. Swimming can be year-round in this heated pool with pop-up cleaning system. The yard is perfect for a garden or play area.

Supplements: Extra features include Plantation shutters, tile floors in main areas for easy living and clean up, new carpet in bedrooms and office, built-ins, fireplace, ceiling fans, laundry room with cabinets and built-in sink. Home is hard wired for a generator. Master planned golf course community with amenities for every member of the family. Low HOA and ... (Read more)

Listing Details MLS# 1048130

General Property Information

Bedrooms Total: 4
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3212
Living Area Source: Public Records
Year Built: 2000
Association YN: Yes
Association Fee: 480
Association Fee Frequency: Annually
Association Name: 904 417-7600
Association Phone: Vesta Properties
CDD Fee YN: Yes
CDD Fee Amount: 806
New Construction YN: No
Garage Spaces: 3
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: San Jose S to Left on Race Track. Right on Durbin Crossing to Right on Flora Branch. Left in The Meadows (Twining Trace), Right on Talwood Trc then Left on Tortoise Trce.
Public Remarks: All major updates Done!! New roof, newer HVAC, water heater, electric pool heater, 2018 pool pump, 2019 Rainbird irrigation and freshly painted interior. This lovely St. Johns County pool home in sought after community of Julington Creek Plantation features four bedrooms, four bath, a three-way split open floor plan, an office/den with pocket French doors, a huge bonus room with full bath and three car side entry garage. Great curb appeal and welcoming front porch. Spacious kitchen with 42''cabinets, stainless steel appliances, a huge center kitchen island, perfect for food prep and gatherings, is open to the family room making this space ideal for entertaining. Swimming can be year-round in this heated pool with pop-up cleaning system. The yard is perfect for a garden or play area.
List Price/SqFt: 155.64
Sold Price/SqFt: 148.97

Property Features

Approx Parcel Size: .25 to .5 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Construction Materials: Frame; Stucco Patio And Porch Features: Front Porch; Patio Pool Features: In Ground; Electric Heat; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Vinyl; Other Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2020-04-03

Location Tax and Legal

Street Number: 412
Street Name: TORTOISE
Street Suffix: Trace
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2020-06-11T23:05:51Z
Major Change Type: Status Change
Purchase Contract Date: 2020-06-05
Close Date: 2020-06-10
Close Price: 478500

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Football Field(s): Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Parking Facilities-Keypad Entry: Y, Structure Builder: David Weekley, Golf Course Comm: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Ceiling Fan(s): Y, Club Amenities-Bike Path: Y, Bath-Garden Bath: Y, Interior Amenities-French Door(s): Y, Side Entry Garage: Y

Room Information

Room Name
Family Room
Office
Bonus Room
Utility Room

Listing Office: RE/MAX SPECIALISTS

Last Updated: May - 19 - 2026

Information deemed reliable but not guaranteed.