Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

411 NARROWLEAF Drive, St. Johns, FL 32259 (MLS# 2134734)

411 NARROWLEAF Drive, St. Johns, FL 32259

$440,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,062 Lot Size (sq. ft.): 4,356 Status: Closed

Current Price: $440,000 List Date: 3/13/2026 Last Modified: 5/18/2026

Overview

Description

Welcome to this beautifully maintained home in the highly desirable RiverTown community. This spacious 3-bedroom, 2.5-bath residence features a freshly painted exterior and an inviting open floor plan designed for comfortable living and effortless entertaining. Step inside to find beautiful wood-look tile flooring and a light, modern color palette that creates a bright and welcoming atmosphere throughout. The well-appointed kitchen offers solid-surface countertops, stainless steel appliances, abundant cabinetry, and a large island with seating, all flowing seamlessly into the casual dining area and family room perfect for everyday living and hosting gatherings. Upstairs, a versatile loft provides additional living space ideal for a media room, home office, or play area. The spacious primary suite features a generous walk-in closet and a spa-inspired bathroom with dual vanities, a soaking tub, and a walk-in shower.

Supplements: Enjoy Florida living year-round on the screened lanai overlooking a large, fully fenced backyard an ideal setting for relaxing, entertaining, or outdoor play. With two additional bedrooms and flexible living spaces, this home offers comfort, style, and room to grow. Located in the award-winning RiverTown master-planned community, residents enjoy ex ... (Read more)

Listing Details MLS# 2134734

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2062
Living Area Source: Public Records
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.1
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2438.95
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: Heading west on County Road 210, proceed onto Greenbriar Rd. Turn left onto Longleaf Pine Pkwy. Turn right onto Rivertown Main St. Take the 1st exit from roundabout onto Rivertown Main St. Turn left onto Ruskin Dr. Turn right onto Narrowleaf Dr.
Public Remarks: Welcome to this beautifully maintained home in the highly desirable RiverTown community. This spacious 3-bedroom, 2.5-bath residence features a freshly painted exterior and an inviting open floor plan designed for comfortable living and effortless entertaining. Step inside to find beautiful wood-look tile flooring and a light, modern color palette that creates a bright and welcoming atmosphere throughout. The well-appointed kitchen offers solid-surface countertops, stainless steel appliances, abundant cabinetry, and a large island with seating, all flowing seamlessly into the casual dining area and family room perfect for everyday living and hosting gatherings. Upstairs, a versatile loft provides additional living space ideal for a media room, home office, or play area. The spacious primary suite features a generous walk-in closet and a spa-inspired bathroom with dual vanities, a soaking tub, and a walk-in shower.
List Price/SqFt: 215.81
Sold Price/SqFt: 213.39

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Upper Level Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Patio And Porch Features: Screened Roof: Shingle Parking Features: Garage View: Water Waterfront Features: Pond Fencing: Back Yard; Vinyl Current Use: Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Sidewalks; Street Lights; Suburban Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan Contingency Reason: Financing; Inspection