Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

41 CUPCAKE CT Court, St. Johns, FL 32259 (MLS# 2140870)

41 CUPCAKE CT Court, St. Johns, FL 32259

$715,000

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,667 Lot Size (sq. ft.): 11,326 Status: Closed

Current Price: $715,000 List Date: 4/20/2026 Last Modified: 8/04/2026

Overview

Description

Welcome to your dream home where modern style, space, and entertaining come together seamlessly. This stunning 4-bedroom, 3-bath ranch style pool home sits on a premium .26 acre pond front lot in a quiet cul-de-sac, offering exceptional privacy and breathtaking water views. Enjoy the benefits of a low HOA and no CDD fees community. Spanning approximately 2,700 sq ft, this home features a spacious open floor plan with soaring 9.5 foot ceilings in the main living areas, creating a bright and inviting atmosphere. Elevated design details include shiplap accents throughout the home and custom board and batten trim, adding timeless character and style. The living room is a true showpiece with a custom-built shiplap fireplace wall, perfect for relaxing or hosting guests. The chefs kitchen is the heart of the home, complete with 42 inch white shaker cabinets, large island, granite countertops, and a brand new Samsung Bespoke fridge, making it ideal for both everyday living and entertaini ... (Read more)

Supplements: Step outside to your private backyard oasis, where a beautiful salt water pool takes center stage perfect for swimming, cooling off on warm Florida days, hot tub, and hosting unforgettable gatherings. Surrounded by lush, tropical landscaping and enhanced by over 2,000 sq ft of pavers, this outdoor space offers a serene, resort style feel with incre ... (Read more)

Listing Details MLS# 2140870

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2667
Living Area Source: Builder
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 298.8
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: Yes
Water Frontage Feet: 160
Stories: Yes
Senior Community YN: No
Directions: From State Rd 13 to Race Track Rd, turn right onto Veterans Parkway. Take the 3rd left into Oakridge Landing on Sarah Elizabeth Dr. Then turn right on Ann Scott Dr, right on Grant Logan Dr, and right on Cupcake Ct. The home will be on the cul-de-sac
Public Remarks: Welcome to your dream home where modern style, space, and entertaining come together seamlessly. This stunning 4-bedroom, 3-bath ranch style pool home sits on a premium .26 acre pond front lot in a quiet cul-de-sac, offering exceptional privacy and breathtaking water views. Enjoy the benefits of a low HOA and no CDD fees community. Spanning approximately 2,700 sq ft, this home features a spacious open floor plan with soaring 9.5 foot ceilings in the main living areas, creating a bright and inviting atmosphere. Elevated design details include shiplap accents throughout the home and custom board and batten trim, adding timeless character and style. The living room is a true showpiece with a custom-built shiplap fireplace wall, perfect for relaxing or hosting guests. The chefs kitchen is the heart of the home, complete with 42 inch white shaker cabinets, large island, granite countertops, and a brand new Samsung Bespoke fridge, making it ideal for both everyday living and entertaining.
List Price/SqFt: 266.18
Sold Price/SqFt: 268.09

Property Features

Architectural Style: Ranch Levels: One and One Half Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Dryer; Electric Cooktop; Electric Oven; Electric Water Heater; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Freezer; ENERGY STAR Qualified Refrigerator; ENERGY STAR Qualified Washer; ENERGY STAR Qualified Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Electric Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Home; Smart Thermostat; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Cable Connected; Electricity Available; Electricity Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Private Sewer Smart Home Features: Dishwasher; Lighting; Locks; Programmable Thermostat; Refrigerator; Security Green Energy Efficient: Appliances; HVAC; Lighting; Thermostat; Windows Security Features: Fire Alarm; Security Fence; Security Lights Construction Materials: Stone; Other Other Structures: Outdoor Kitchen; Shed(s) Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Rear Porch; Screened Pool Features: In Ground; Fenced; Salt Water Spa Features: Above Ground; Heated Roof: Shingle Parking Features: Additional Parking; Garage Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear; Wooded View: Pond; Pool; Trees/Woods Water Body Access Type: Association Waterfront Features: Pond Fencing: Back Yard; Fenced; Full; Privacy; Vinyl; Wrought Iron Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing