Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4085 LONICERA Loop, St. Johns, FL 32259 (MLS# 2134928)

4085 LONICERA Loop, St. Johns, FL 32259

$603,000

Virtual Tour

https://www.zillow.com/view-imx/a26324d6-ce67-4a79-9d70-b53fe2f459e9?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,935 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $603,000 List Date: 3/14/2026 Last Modified: 5/01/2026

Overview

Description

Imagine mornings bathed in sunlight, the aroma of coffee filling a home built for cherished moments. Nestled in St. Johns, this inviting residence welcomes you to a life of comfort and ease. Picture yourself creating lasting memories within its walls, a true haven designed for your family's happiness. Step inside and let the warmth embrace you; this meticulously maintained house is your blank canvas. This 2935 sq ft home offers 4 bed, 3.5 baths, bonus room, and an office, catering to every need. The heart of the home is the large kitchen, complete with an island and stainless steel appliances, flowing seamlessly into the family room, perfect for gatherings. Enjoy upgraded comfort with freshly repainted walls and plush new carpet throughout. A multi-gen space awaits upstairs with a bedroom, full bath, and bonus room. The living room boasts a fireplace and built-in shelving. Step outside to the large, private backyard, large enough for a pool and outdoor living space.

Supplements: amenities, tennis courts, and clubhouse access, all with low HOA fees. Top-rated schools are within walking distance, making mornings a breeze. Welcome home to a place where convenience meets comfort, creating the perfect backdrop for a life well-lived in a sought-after community.

Listing Details MLS# 2134928

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2935
Living Area Source: Assessor
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.27
Association YN: Yes
Association Fee: 550
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1426
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Race Track Rd. Turn onto Butterfly Branch Dr. Turn left to stay on Butterfly Branch Dr. Turn left onto Lonicera Loop Destination will be on the right.
Public Remarks: Imagine mornings bathed in sunlight, the aroma of coffee filling a home built for cherished moments. Nestled in St. Johns, this inviting residence welcomes you to a life of comfort and ease. Picture yourself creating lasting memories within its walls, a true haven designed for your family's happiness. Step inside and let the warmth embrace you; this meticulously maintained house is your blank canvas. This 2935 sq ft home offers 4 bed, 3.5 baths, bonus room, and an office, catering to every need. The heart of the home is the large kitchen, complete with an island and stainless steel appliances, flowing seamlessly into the family room, perfect for gatherings. Enjoy upgraded comfort with freshly repainted walls and plush new carpet throughout. A multi-gen space awaits upstairs with a bedroom, full bath, and bonus room. The living room boasts a fireplace and built-in shelving. Step outside to the large, private backyard, large enough for a pool and outdoor living space.
List Price/SqFt: 204.09
Sold Price/SqFt: 205.45

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Jack and Jill Bath; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Available; Electricity Connected; Natural Gas Not Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Patio And Porch Features: Rear Porch; Screened Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Fencing: Full; Privacy Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Street Lights; Suburban Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection